LF Insurance Agency is a well-established Allstate Exclusive agency in Mauldin, South Carolina, operating continuously since 1998 within the fast-growing Greenville-Anderson-Mauldin metro — a top-5 fastest-growing metro in the Southeast. It offers a compelling acquisition opportunity with strong recurring revenue, high policy retention, and clear upside through renewed production focus.

The agency services over 2,000 active policies across a diversified personal lines mix: Standard Auto (41.7%), Homeowners (36.7%), Other Special Property (10.1%), Renters (7.0%), Specialty Auto (2.7%), Condo (1.3%), and Non-Standard Auto (0.4%). Total retention is 82.2%, with Homeowners — the highest-margin line — retaining at 89.15%.

* Gross commission revenue was $459,059 in FY2025 (carrier-confirmed)
* SDE of over $200k.

Operationally lean and scalable, the agency has one experienced licensed team member expected to stay on post-sale to support continuity. The Allstate Exclusive (NE) model enables seamless transfer of carrier appointments, systems, and commission structures for a true turnkey acquisition.

The market is anchored by major employers — BMW Manufacturing, Michelin North America, Prisma Health, and Amazon — driving residential growth and organic policy expansion, especially in homeowners.

This opportunity suits both experienced operators and first-time buyers seeking immediate cash flow and long-term growth. It qualifies for SBA 7(a) financing (DSCR of 1.57x–2.83x on trailing SDE, well above the 1.25x minimum), with a lender-ready package available, and partial seller financing is also offered.