Joe Chiarello

Murphy Business & Financial Corporation

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murphybusiness.com


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926 Haddonfield Road, Suite E 126
Cherry Hill, New Jersey 8002 (View Map)

About the Company

Since 1994, Murphy has specialized in brokering privately owned business ranging in value from $20,000 to $20 million. We have of over 250 licensed professionals in the United States & Canada. Experience North America’s premier business brokerage at the highest level.
Murphy has positioned itself on many quality websites that feature business sales and merger acquisitions opportunities. Murphy’s internet presence and computerized systems provide access to thousands of financially qualified buyers throughout the U.S. and internationally.

Murphy provides each of its owner-clients with a comprehensive Marketing Action Plan that is designed to sell the business for top market value.

Broker Biography

Introduction

Recognized by Murphy as a TOP PRODUCER in New Jersey and Pennsylvania, Joe knows how to get the job done!
He has sold more than 150 businesses worth over 62 million dollars in sales
As a business owner, Joe truly understands the needs, goals, desires, and concerns of his clients as they enter the process of buying or selling a business. Joe has owned twelve different businesses, including franchises, start-ups, and take-overs, which he was able to successfully build up and then sell. Business, the “American Dream,” and being an entrepreneur have always been his passion. This is why Joe has made himself available as a small business consultant assisting start-ups and struggling businesses. With over fifteen years of experience as a business owner, Joe is an expert in retail management and sales. Therefore, he is able to offer his clients unique perspectives that other brokers cannot.

Services Provided

- Business Sales
- Buyer Searches
- Business Valuations
- Equipment Appraisals
- Commercial Real Estate
- Mergers & Acquisitions
- Franchise Sales
- Business Consultants

Areas Served

  • Burlington County, NJ
  • Camden County, NJ
  • Cape May County, NJ
  • Gloucester County, NJ
  • Middlesex County, NJ
  • Monmouth County, NJ
  • Bucks County, PA
  • Montgomery County, PA
  • Philadelphia County, PA
  • Professional Affiliations

    Joe has earned a bachelor’s degree in both business management and finance. Joe is also a certified member of M&A Source.

    Business For Sale Listings

    $150,000
    Cash Flow: $48,379 
    Philadelphia Co., PA 
    Profitable Pizzeria – Owner Retiring Thriving Pizzeria for Sale – Longtime Owner Retiring

    Profitable Pizzeria – Northeast PhiladelphiaSale Price: $150,000Established pizzeria in a busy Northeast Philadelphia shopping center with loyal customers and steady cash flow. Minimal owner involvement required, as an experienced team and managers are already in place. OWNER IS HAND OFF! Highlights: Profitable, turnkey operation Prime location with heavy traffic and plenty of parking Loyal customer base and strong reputation Growth potential through catering, parties, and community outreach Owner absentee Owner is retiring A great opportunity for an owner-operator or semi-absentee buyer to step into immediate profitability. 

    $325,000
    Cash Flow: $151,926 
    Bucks Co., PA 
    Hoagie Biz - Netting $150K with 10% Down Profitable Hoagies Business - Netting $150K with 10% Down

    Established Sub Shop – Bucks County, PAPre-Qualified for Financing – Only 10% Down RequiredThis business has been pre-qualified by a lender, requiring only a $32,500 down payment from the buyer. With steady income the initial investment can be recouped quickly through strong cash flow.A well-established and highly regarded sub shop operating for over 40 years in a busy Bucks County shopping center. Known for its quality, consistency, and classic Philly-style sandwiches, this business enjoys a loyal following and steady repeat traffic. The restaurant offers multiple revenue streams including dine-in, takeout, delivery, and catering.The facility is fully equipped, spacious, and well 

    $395,000
    Cash Flow: $149,504 
    Somerset Co., NJ 
    Custom Closet Design/Install Net $149K with 10% Down Custom Closet Design Only 10% Down - Netting $149K

    Established Custom Closet design and installation – $395K with Just 10% Down = $39,500Closet POSSIBLE designs and installs premium custom storage solutions for every room in the home, including walk-in closets, pantries, garages, offices, and more. Known for exceptional craftsmanship and hundreds of 5-star reviews, the business offers a proven, efficient process, short project timelines, and a loyal, referral-driven customer base. Located in a high-income area with minimal competition, this turnkey operation is ready for a new owner to step in and continue its success. This is a great business for a buyer to expand and grow with a great foundation already built!Highlights: Premium 

    $225,000
    Cash Flow: $86,052 
    Harris Co., TX 
    Fruit Basket Franchise Netting $86K - 10% Down Only 10% Down - Fruit Basket Franchise Netting $86K

    THIS IS BEING SOLD AS A HANDS-ON BUSINESS ONLYTHE FRANCHISOR WILL NOT ALLOW A HANDS-OFF OPERATOR TO OWN THIS BUSINESS.Bank Pre-Qualified – Just 10% Down ($22,500)Own a profitable Fruit Basket franchise in a high-traffic retail center for just $22,500 down. Priced at $225,000 and pre-approved for financing, this turnkey business offers an exceptional opportunity to step into a fully staffed, brand-backed operation with strong cash flow and predictable seasonal demand.The business caters to both online and in-store orders for a wide range of occasions including birthdays, holidays, sympathy gestures, and corporate events. With a strong digital presence and streamlined operations, it requires 

    $50,000
    Cash Flow: $89,632 
    Washington Co., PA 
    Hoagie Franchise-Well Known Netting $89K Well Known Hoagies Franchise - Netting $89K

    Great opportunity for a hands on owner to get in at a very low cost with this winning Franchise! Franchisor is selling this store themselves! Fresh baked bread from the Philly area – family owned and operated Franchise system– hours of operations 10am-8pm – This is a fast-casual restaurant chain specializing in high-quality hoagies made with premium meats, cheeses, and fresh ingredients. Founded in South Philadelphia in 1992, Has grown into a well-respected franchise with locations across multiple states. Benefits - Authentic recipes, extensive menu, strong brand recognition/loyalty, catering, and franchise growth with a ton of support. Additionally, has won the best hoagie in the country in 

    $50,000
    Cash Flow: $139,316 
    Chester Co., PA 
    24/7 Fitness Center-Owner Financing with 20% Down 33-Year-Established 24-Hour Gym & Training Studio Financing available

    Owner financing with only 20% down for the business! The real estate must be purchased with the business for $950,000 and the owner is also holding a note for 20 years at 6% interest with 20% down.Rare Opportunity: Profitable, 33-Year-Established 24-Hour Gym & Training StudioThis is a unique chance to acquire a highly profitable, turnkey 24-hour gym and personal training studio with a 33-year track record of success. The business generates consistent revenue, operates with a streamlined and proven model, and requires virtually no on-site oversight. Located in a very affluent area with a strong and loyal membership base, this gym offers 

    $950,000
    Cash Flow: $374,440 
    Cape May Co., NJ 
    Painting Contractor Painting Contractor

    Bank Pre-Qualified – Only 10% Down Required ($95,000)This established business has already been prequalified by a lender, requiring only a 10% down payment of $95,000. With reliable cash flow, experienced team, and a strong operational foundation, the buyer is well-positioned to recoup their investment quickly.Profitable Residential & Commercial Painting CompanyThis is a trusted, full-service painting business providing high-quality residential and commercial services throughout its service area. With a home-based model, low overhead, and a solid reputation, this business is an exceptional opportunity for a hands-on owner or a strategic buyer looking to scale.Key Highlights: Bank 

    $450,000
    Cash Flow: $191,953 
    Exton, PA 
    Extermination Biz Net $191K-Seller Financing 80% Specialized Bug Extermination Financing available

    Specialized Bed Bug Extermination Business – 80% Owner Financing AvailableOffered at $450,000 with generous owner financing (only 20% down) this bed bug-specific pest control company specializes in whole-house heat treatments, an effective, in-demand service with high margins and minimal competition. Based in Exton, PA, the business features extremely low overhead, simple operations, and strong customer satisfaction, making it an ideal opportunity for an owner-operator or investor looking for a high-ROI service business.Key Highlights:High-Margin Niche – Specializes in whole-house heat treatments, a premium solution that commands high service 

    $50,000
    Cash Flow: $23,202 
    Monmouth Co., NJ 
    Absentee-Run Learning Center Established Tutoring Franchise

    THIS IS BEING SOLD AS A HANDS-ON BUSINESS ONLYTHE FRANCHISOR WILL NOT ALLOW A HANDS-OFF OPERATOR TO OWN THIS BUSINESS.Established Tutoring Franchise – ONLY $50,000 needed to get into this Trusted Franchise National BrandStep into a rewarding, education-focused business for just $50,000. This fully operational tutoring and test prep center is backed by a highly Trusted National Brand, a trusted name in education since 1977. With experienced staff already in place and strong support from the franchisor, this is a turnkey opportunity in a high-demand, high-income area.Key Highlights: Low Entry Cost: Just $50,000 to own a nationally recognized franchise Trusted Franchise Brand: Has over 45 

    $100,000
    Cash Flow: $81,436 
    Delaware Co., PA 
    Fruit Basket Franchisees Net $81K with 10% Down Franchise Fruit Basket Retail

    THIS IS BEING SOLD AS A HANDS-ON BUSINESS ONLYTHE FRANCHISOR WILL NOT ALLOW A HANDS-OFF OPERATOR TO OWN THIS BUSINESS.Bank Pre-Qualified – Just 10% Down ($10,000)Own a profitable franchise with just $10,000 down, pre-approved for financing. Backed by a nationally trusted brand, strong cash flow, and a fully trained team, this turn-key business offers immediate profitability and an easy transition.The business caters to both online and in-store orders for various occasions, including birthdays, holidays, funerals, and corporate events. With a strong online presence and an efficient operational model, it requires minimal owner involvement and provides low overhead.Benefit from predictable 

    $330,000
    Cash Flow: $134,629 
    Philadelphia Co., PA 
    Vision Center Biz Netting $134K Only 10% Down Vision Center Biz Netting $134K Only 10% Down

    Established Optical Practice – Only 10% Down Required ($33,000)This profitable, long-standing optical business is priced at $330,000 and pre-qualified for bank financing, requiring only 10% down ($33,000). Located in a high-traffic shopping center in Northeast Philadelphia, this turnkey eye care practice offers reliable cash flow, a loyal patient base, and decades of operational success. It’s an excellent opportunity for an optometrist or investor seeking a stable, scalable business in the healthcare sector.Key Highlights: Owner willing to stay - owner will stay on as long as buyer wants for a smooth transition Bank Financing Approved – Only 10% down required ($33,000), reducing 

    $100,000
    Cash Flow: $85,992 
    Cumberland Co., NJ 
    Paint Contractor Net $85K Seller Financing $20K Down Painting Contractors Financing available

    Owner Financing Available – Only 20% Down Required.This established painting business offers a fantastic opportunity to step into a proven and growing industry with strong customer demand. The painting industry in the United States is projected to reach $42.7 billion in 2025, with steady growth expected over the next five years (Better Business Bureau).FAST FACTS: Painting projects bring immediate value to homeowners and business owners - a rewarding business model. The operation leverages skilled, reliable subcontractors and the support of a dedicated franchisor, allowing the owner to focus on business growth. The South Jersey 

    $165,000
    Cash Flow: $90,564 
    Middlesex Co., NJ 
    Franchise Tutoring Center - Owner Financing Tutoring and Test Prep Programs Financing available

    THIS IS BEING SOLD AS A HANDS-ON BUSINESS ONLYTHE FRANCHISOR WILL NOT ALLOW A HANDS-OFF OPERATOR TO OWN THIS BUSINESS.Established Tutoring Franchise – $165,000 with 20% Down (Owner Financing)Own a proven, purpose-driven tutoring and test prep business backed by a national franchise with over 45 years of success. Fully staffed and located in a high-income area, this center offers a turnkey opportunity with strong support from both the franchisor and fellow franchisees.Key Highlights: Price: $165,000 with 20% down (owner financing available) Established Franchise Brand: Operating since 1977 Experienced Team: Seasoned staff and 

    $49,000
    Cash Flow: $55,396 
    Lancaster Co., PA 
    Price Reduced! Fruit Bowls Netting $55,000 Fruit Bowls Healthy Eating

    ONLY $49,000 TO PURCHASE THIS BUSINESS! Fruit Bowls is a great space to be in right now with the healthy eating movement that will never end. Fun environment to work in. Seasonal which gives you more time off in off season. Easily run by 2 employees per shift most days. Easy to hire with local schools and colleges nearby - perfect job for students! This is ideal for a hands on owner to grow since current owner is 100% hands off. Very easy to operate and fully staffed. This is ideal for a hands on owner to operate.KEY POINTS: Seller paying transfer fee to franchisor Easy to operate Very low asking price at $49,000 Great franchise system Fully staffed Store was brought 

    $200,000
    Cash Flow: $129,372 
    Philadelphia Co., PA 
    View Details 
    Owner Financing Absentee-Run Breakfast Biz $40K Down

    Absentee-Run Franchise Breakfast Restaurant – Philadelphia, PASale Price: $200,000Seller Financing Available – 20% Down ($40,000)Fully renovated and beautifully maintained breakfast business located in a busy Philadelphia shopping center with strong visibility, ample parking, and consistent foot traffic. This absentee-run business operates limited hours (9 AM–4 PM) and is managed by a reliable team, offering a low-maintenance investment.The space is also rented after hours for private parties and small celebrations, creating an additional revenue stream. There is significant opportunity to grow through catering, delivery, and increased marketing efforts.An excellent opportunity for an investor or owner-operator seeking a clean, well-managed, and easy-to-run restaurant in a thriving area—with flexible seller financing available.HighlightsSeller Financing: 20% 

    $350,000
    Cash Flow: $131,355 
    Columbus, NJ 
    View Details 
    Party Goods & Supplies-Farmers Mkt Netting $131K

    Established Party, Bingo & Specialty Supply Store – $350,000 with owner financing This Party store is a long-running retail store located inside the iconic and high-traffic Farmers Market, one of New Jersey’s busiest and most well-known markets. The business offers party supplies, bingo products, cake-baking supplies, and paper goods - with exclusive rights under its lease to sell key categories that no other vendor in the market can offer.As the only store in the region carrying bingo products and baking supplies, the business enjoys a steady, loyal customer base, consistent year-round sales, and strong repeat traffic from locals, senior groups, and tour buses visiting the market. This business has been there for 25 years! The best part...it's only open 4 days a week making over $130,000!This is a simple, stable operation with limited working hours, 

    $600,000
    Cash Flow: $255,762 
    Camden Co., NJ 
    View Details 
    Breakfast & Brunch Franchise -Owner Financing 80%

    Breakfast & Brunch Franchise – South Jersey NETTING - $255,000Sale Price: $600,000 (OWNER FINANCING) $120,000 down with owner financing $480,000 This very profitable, manager-run franchise operates in a high-traffic shopping center with strong visibility and a loyal customer base. The business offers multiple revenue streams through dine-in. An excellent opportunity for an owner-operator or investor seeking a proven, well-managed franchise in a thriving area. Owner has owned for 1 year and doing extremely well but has to sell since relocating and family medical situation. They understand their situation and that is why they are willing to hold a note for a buyer.Highlights: netting $255,000 Fully staffed, turnkey operation Absentee ownership Strong growth potential through catering and events Prime retail location with ample parking  

    $85,000
    Cash Flow: $46,772 
    Bridgewater, NJ 
    View Details 
    Owner Absentee Tutoring Center Netting $46K

    THIS IS BEING SOLD AS A HANDS-ON BUSINESS ONLYTHE FRANCHISOR WILL NOT ALLOW A HANDS-OFF OPERATOR TO OWN THIS BUSINESS.Profitable Learning Center – Only $85,000! Turnkey, Absentee-Run FranchiseOffered at just $85,000 and netting $46,000 this established and fully staffed tutoring and test prep franchise offers a rewarding opportunity in the booming education sector. This is an affordable entry into business ownership, ideal for an owner-operator or hands off operator.Located in a high-income area with strong school systems and demand for academic support, this center has a long-standing reputation and loyal student base. It operates with minimal owner involvement (currently about 3 hours per week), and the experienced staff handles daily operations.- Only $85,000 sale price for a business netting $46,000 for being owner absentee - Turnkey for a hands off owner - fully staffed- Backed by a trusted national franchise (est. 1977)- 

    $250,000
    Cash Flow: $114,322 
    Delaware Co., PA 
    View Details 
    Fruit Basket Franchisees Net $114K with 10% Down

    THIS IS BEING SOLD AS A HANDS-ON BUSINESS ONLYTHE FRANCHISOR WILL NOT ALLOW A HANDS-OFF OPERATOR TO OWN THIS BUSINESS.Bank Pre-Qualified – Just 10% Down ($25,000)Own a profitable franchise with just $25,000 down, pre-approved for financing. Backed by a nationally trusted brand, strong cash flow, and a fully trained team, this turn-key business offers immediate profitability and an easy transition.The business caters to both online and in-store orders for various occasions, including birthdays, holidays, funerals, and corporate events. With a strong online presence and an efficient operational model, it requires minimal owner involvement and provides low overhead.Benefit from predictable seasonal peaks, manageable hours, and clear growth opportunities through local marketing and in-store sales. This business is a great fit for both active and absentee owners.Buyer Highlights Bank Pre-Qualified – Only 10% down required  

    $250,000
    Cash Flow: $117,177 
    New Castle Co., DE 
    View Details 
    Fruit Basket Franchisees Net $117K with 10% Down

    THIS IS BEING SOLD AS A HANDS-ON BUSINESS ONLYTHE FRANCHISOR WILL NOT ALLOW A HANDS-OFF OPERATOR TO OWN THIS BUSINESS.Bank Pre-Qualified – Just 10% Down ($25,000)Own a profitable franchise with just $25,000 down, pre-approved for financing. Backed by a nationally trusted brand, strong cash flow, and a fully trained team, this turn-key business offers immediate profitability and an easy transition.The business caters to both online and in-store orders for various occasions, including birthdays, holidays, funerals, and corporate events. With a strong online presence and an efficient operational model, it requires minimal owner involvement and provides low overhead.Benefit from predictable seasonal peaks, manageable hours, and clear growth opportunities through local marketing and in-store sales. This business is a great fit for both active and absentee owners.Buyer Highlights Bank Pre-Qualified – Only 10% down required  

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