This established Allstate insurance agency presents a compelling acquisition opportunity in the thriving Saint Peters, Missouri market. With $1.2 million in earned premium, the agency demonstrates substantial market penetration and revenue generation capabilities within the competitive insurance sector.

BUSINESS OVERVIEW
The agency operates as a full-service insurance provider specializing in auto and homeowners coverage, with significant expansion potential in life insurance and financial services cross-selling opportunities. The business maintains an established customer base with strong renewal characteristics, indicating effective client retention and service quality.

OPERATIONAL INFRASTRUCTURE
The agency occupies a professionally appointed 1,620 square foot office space featuring seven workstations in a high-visibility commercial complex. The location benefits from excellent traffic patterns and professional signage, positioned alongside complementary businesses including financial services and healthcare providers. Current staffing includes three experienced sales professionals and one customer service representative, providing comprehensive operational coverage.

FINANCIAL STRUCTURE
Asking price is established at $322,000, with detailed financial documentation available to qualified buyers under confidentiality agreement. The seller offers flexible financing arrangements, including potential seller financing with appropriate collateral requirements. Local and national lending partnerships are available to facilitate transaction completion.

LEASE TERMS
The current lease arrangement provides operational stability with a three-year term including renewal options. Monthly lease obligations are $1,620, with the current term expiring September 2023. All furniture and equipment convey with the sale, ensuring seamless operational transition.

TRANSITION SUPPORT
The current owner commits to providing comprehensive transition assistance and ongoing guidance to ensure continuity of operations and client relationships. This turnkey opportunity offers immediate operational capability with established systems and procedures.

The agency's strategic location in the growing Saint Peters market, combined with its established customer base and proven revenue model, positions this acquisition as an exceptional opportunity for insurance industry professionals seeking immediate market entry or portfolio expansion.