This profitable fast-casual sandwich and bagel shop is a community favorite with strong, verifiable financial performance. The business generates approximately $100K in Seller’s Discretionary Earnings (SDE) on $718K in annual sales, and can be acquired with as little as $50K down through owner financing, making this an exceptionally accessible opportunity for qualified buyers.

Potential financing terms include 20% down, 7% interest, a 25-year amortization, and a 5-year balloon, resulting in an estimated monthly payment of approximately $1,690. This flexible structure significantly lowers the barrier to entry while providing immediate cash flow and long-term upside.

The restaurant operates from a well-designed 1,200 sq. ft. space with rent under $3,000 per month and a lease that can be renewed for an additional five-year term. The shop benefits from high visibility on one of the city’s busiest roadways, consistent local traffic, and seasonal boosts from nearby Lake Travis tourism. A location-specific non-compete protects the business from direct competitors entering the immediate area.

A new owner will step into a fully operational, highly systemized restaurant with established processes, trained staff, and strong brand recognition in the community. This is a true turnkey model—ready to operate on day one and highly scalable for buyers seeking multi-unit growth. The current structure can also support a semi-absentee model with the addition of a General Manager.

To further support a smooth transition, the sellers are offering owner financing for qualified buyers, demonstrating confidence in the business’s historical performance and long-term stability.

This is a rare opportunity to acquire a stable, profitable, and well-loved restaurant with strong cash flow, flexible financing, and clear growth potential.