$157K SDE in First 9 Months | $300K Ask — Turnkey Florida Keys Jewelry Store With ~$220K in Hard Assets

A fully built-out, staffed, and profitable retail jewelry store in one of the Florida Keys' premier walking tourist districts — priced at barely more than the value of its inventory and build-out.

This is the rare chance to skip the build-out year. Opened in late 2025 in a high-foot-traffic island tourist corridor, this jewelry store generated approximately $435,000 in gross receipts in its first nine months at a 63% gross margin, producing approximately $157,000 in seller's discretionary earnings for an owner-operator over the period. The sale includes roughly $100,000 of inventory at cost (retailing at 3–5× markup) and a $120,000 turnkey build-out — showcases, displays, security, and modern POS.

What Makes This a Standout Acquisition
• Hard-asset anchor: ~$220,000 of inventory and build-out at cost against a $300,000 asking price.
• Proven from day one: ~$435K gross receipts and 63% gross margin in the first nine months of trading.
• Owner-operator economics: ~$157K recast SDE for the nine-month period; ~$209K illustrative annualized run-rate.
• Prime tourist location: high-visibility leased storefront at $9,500/month with two 3-year renewal options.
• No customer concentration: thousands of individual walk-in retail transactions, tourist-driven year-round.
• Clean transfer: seller settles all payables at closing — no debt, layaways, or open deposits transfer.

Built for Growth
The store has never traded through a full winter high season — the region's strongest months belong to the next owner. E-commerce, service revenue, and cruise-traffic marketing are all still untouched.

Clear Paths to Scale
• Capture the first full December–April peak season with established operations already in place.
• Launch an online store on the brand's ready-made island-jewelry identity and social following.
• Add repairs, custom work, and appraisals — standard jewelry profit lines not yet switched on.
• Work the cruise calendar with ship-day promotions and concierge partnerships.

Transition Support
The seller will provide transition and training support to be agreed with the buyer, and will consider seller financing for a qualified buyer with a meaningful down payment.

This Opportunity Is Ideal For:
• An owner-operator jeweler who wants a fitted, stocked, trading store without the build-out year.
• A relocating entrepreneur seeking an established island retail business with staff in place.
• An existing jewelry retailer adding a marquee tourist-market location.

Key Investment Highlights
• $435K gross receipts — first 9 months
• 63% gross margin
• $157K SDE — 9 months, owner-operated recast
• ~$220K tangible assets included at cost
• $300K asking price — asset sale, transfers debt-free
• Seller financing considered for a qualified buyer
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