*2 Bay Area Farmers Ins Businesses For Sale- $6M Premium Portfolio!*
Business Description
Rare opportunity to acquire one or both established Farmers Insurance agencies in two of California's strongest markets: Mill Valley and San Jose. These turnkey agencies offer immediate revenue, established customer relationships, and significant upside for an ambitious owner.
Combined Opportunity
- Approximately $6M premium portfolio
- Approximately $470K combined agency revenue (2025)
- Acquire one agency or both to build a premier Bay Area insurance platform
Mill Valley, CA
$3.5M premium book
Approximately $280K revenue (2025)
Asking price: $350,000
- Licensed staff member included
- Established customer base
- Motivated seller
- Quick transition available
San Jose, CA
$2.5M premium book | Approximately $190K revenue (2025)
Asking price: $250,000
- Established Silicon Valley agency
- Strong customer relationships
- Excellent growth opportunity
- Ideal for owner-operator or expansion buyer
Both agencies have significant untapped cross-sell opportunities, creating immediate upside without adding new customers. The focus of the new buyer should be new business growth and scaling the agencies.
Expand revenue through:
- Life insurance
- Commercial insurance
- Umbrella policies
- Financial services
- Fee-based advising
- Referral and retention programs
Bring a sales-driven approach and unlock additional value from an established book of business.
This is a rare opportunity to own a captive agency with brokerage capabilities. Owners can place business that doesn't fit Farmers through a brokerage platform with access to 80+ insurance carriers, allowing you to retain more customers and grow your agency.
Additional owner benefits may include:
- Up to $6,000 military bonus
- Up to $6,000 exterior sign allowance
- Up to $32,000 staff support program
- Financial services and fee-based advising opportunities
- Access to quote through Progressive and Mercury in California
- Launch in as little as 60 days
- Work with a President's Council district
- Backed by one of the nation's fastest-growing insurance organizations with approximately $29 billion in assets.
Buyer Requirements:
- Signed NDA
- Background check
- Minimum $100,000 verified capital
Acceptable capital includes cash, stocks, investment accounts, Roth accounts, and home equity resources.
Bring Your Talent. Take Over. Scale.
Serious inquiries only. NDA and proof of funds required before confidential information is released. This is a captive agency opportunity.
Combined Opportunity
- Approximately $6M premium portfolio
- Approximately $470K combined agency revenue (2025)
- Acquire one agency or both to build a premier Bay Area insurance platform
Mill Valley, CA
$3.5M premium book
Approximately $280K revenue (2025)
Asking price: $350,000
- Licensed staff member included
- Established customer base
- Motivated seller
- Quick transition available
San Jose, CA
$2.5M premium book | Approximately $190K revenue (2025)
Asking price: $250,000
- Established Silicon Valley agency
- Strong customer relationships
- Excellent growth opportunity
- Ideal for owner-operator or expansion buyer
Both agencies have significant untapped cross-sell opportunities, creating immediate upside without adding new customers. The focus of the new buyer should be new business growth and scaling the agencies.
Expand revenue through:
- Life insurance
- Commercial insurance
- Umbrella policies
- Financial services
- Fee-based advising
- Referral and retention programs
Bring a sales-driven approach and unlock additional value from an established book of business.
This is a rare opportunity to own a captive agency with brokerage capabilities. Owners can place business that doesn't fit Farmers through a brokerage platform with access to 80+ insurance carriers, allowing you to retain more customers and grow your agency.
Additional owner benefits may include:
- Up to $6,000 military bonus
- Up to $6,000 exterior sign allowance
- Up to $32,000 staff support program
- Financial services and fee-based advising opportunities
- Access to quote through Progressive and Mercury in California
- Launch in as little as 60 days
- Work with a President's Council district
- Backed by one of the nation's fastest-growing insurance organizations with approximately $29 billion in assets.
Buyer Requirements:
- Signed NDA
- Background check
- Minimum $100,000 verified capital
Acceptable capital includes cash, stocks, investment accounts, Roth accounts, and home equity resources.
Bring Your Talent. Take Over. Scale.
Serious inquiries only. NDA and proof of funds required before confidential information is released. This is a captive agency opportunity.
About the Business
- Years in Operation
- 30
- Employees
- 2 (1 Full-time, 1 Part-time)
Agency going through transition so new owner has to recruit new licensed staff - Franchise
- This business is an established franchise
- Facilities & Assets
- The sale comes with client files and some computers
- Market Outlook / Competition
- Both agencies in Mille Valley and San Jose CA, benefit from strong demographics, high insurance demand, and excellent retention. Farmers is the 3rd fastest-growing multiline carrier and looking for entreprenuers looking to scale an insurance business. The ability to broker outside carriers provides added flexibility and competitiveness.
- Opportunities for Growth
- Both the Mill Valley and San Jose agencies are located in high-income, high-growth Bay Area markets with strong demographics, excellent customer retention, and consistent demand for personal and commercial insurance. Whether you acquire one agency or both, you'll step into an established business with immediate cash flow and significant upside through cross-selling, life insurance, commercial growth, and financial services. As a Farmers agency owner, you'll represent one of the nation's fastest-growing multiline insurance companies while enjoying the unique ability to broker business through 80+ additional insurance carriers—giving you the flexibility to retain more clients, write more business, and compete in ways traditional captive agencies simply cannot.
Real Estate
- Owned or Leased
- Leased
- Building Sq. Ft.
- 1,200
- Rent
- $3,000 per month
- Lease Expiration
- 10/1/2026
About the Sale
- Seller Motivation
- Retirement and change in focus.
- Transition Support
- The seller will assist with a smooth transition, including client introductions, retention strategies, and operational guidance. You’ll also receive full onboarding through the University of Farmers, coaching from a Presidents Council district, and ongoing support to ensure a confident and successful launch in Mille Valley or San Jose.
- Financing Options
- Several options including SBA
Listing Info
- ID
- 2531499
- Listing Views
Listing ID: 2531499 The information on this listing has been provided by either the seller or a business broker representing the seller. BizQuest has no interest or stake in the sale of this business and has not verified any of the information and assumes no responsibility for its accuracy, veracity, or completeness. See our full Terms of Use. Learn how to avoid scams.
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