285-Unit ATM Portfolio | $680K Annual Cash Flow | Fully Vendor Loaded
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Established ATM Route | Third-Party Loaded | Fully Remote Business
Established Florida ATM portfolio with approximately 285 terminals, producing $680,000 in annual cash flow. Asking price: $2,485,545.
This opportunity offers a buyer immediate ownership of a large, operating ATM portfolio supported by an established third-party service structure.
Cash replenishment, maintenance coordination, and field-level servicing are handled by outside vendors. The portfolio can therefore be managed remotely without requiring the owner to personally load cash, service machines, or develop a new vendor network after acquisition.
The business is already operating at scale. Approximately 286 terminals are installed at active merchant locations, with operating procedures, processor systems, vendor relationships, and portfolio-management processes currently in place. A buyer is acquiring an established route with historical cash flow rather than starting with unplaced machines and building individual merchant relationships over time.
A significant portion of the portfolio is concentrated throughout the Jacksonville metropolitan area and surrounding communities. This regional density supports more efficient oversight, vendor coordination, location analysis, and future expansion than a route spread across disconnected markets.
The portfolio includes placements in Jacksonville, Jacksonville Beach, Orange Park, Atlantic Beach, Ponte Vedra Beach, Saint Johns, and the Yulee and Fernandina Beach area.
With approximately 286 terminals across a broad merchant base, the business is not dependent on one machine or one location. Its value is supported by the size of the installed network, established placement history, current annual cash flow, and the third-party infrastructure responsible for loading and servicing the machines.
This opportunity may appeal to an established ATM operator seeking immediate expansion, an investor looking for a remotely managed cash-flowing portfolio, or a buyer who recognizes the value of acquiring operating placements rather than building a route one merchant at a time.
Potential growth strategies include placing additional terminals within the existing geographic footprint, reviewing surcharge levels at higher-volume locations, evaluating loading and service expenses, replacing or upgrading selected machines, and improving the performance of individual terminals.
These opportunities represent potential upside beyond the portfolio’s current $680,000 in annual cash flow and are not included as guaranteed future earnings.
The seller is retiring. The sale is driven by personal timing and is not related to declining business performance.
This opportunity offers a buyer immediate ownership of a large, operating ATM portfolio supported by an established third-party service structure.
Cash replenishment, maintenance coordination, and field-level servicing are handled by outside vendors. The portfolio can therefore be managed remotely without requiring the owner to personally load cash, service machines, or develop a new vendor network after acquisition.
The business is already operating at scale. Approximately 286 terminals are installed at active merchant locations, with operating procedures, processor systems, vendor relationships, and portfolio-management processes currently in place. A buyer is acquiring an established route with historical cash flow rather than starting with unplaced machines and building individual merchant relationships over time.
A significant portion of the portfolio is concentrated throughout the Jacksonville metropolitan area and surrounding communities. This regional density supports more efficient oversight, vendor coordination, location analysis, and future expansion than a route spread across disconnected markets.
The portfolio includes placements in Jacksonville, Jacksonville Beach, Orange Park, Atlantic Beach, Ponte Vedra Beach, Saint Johns, and the Yulee and Fernandina Beach area.
With approximately 286 terminals across a broad merchant base, the business is not dependent on one machine or one location. Its value is supported by the size of the installed network, established placement history, current annual cash flow, and the third-party infrastructure responsible for loading and servicing the machines.
This opportunity may appeal to an established ATM operator seeking immediate expansion, an investor looking for a remotely managed cash-flowing portfolio, or a buyer who recognizes the value of acquiring operating placements rather than building a route one merchant at a time.
Potential growth strategies include placing additional terminals within the existing geographic footprint, reviewing surcharge levels at higher-volume locations, evaluating loading and service expenses, replacing or upgrading selected machines, and improving the performance of individual terminals.
These opportunities represent potential upside beyond the portfolio’s current $680,000 in annual cash flow and are not included as guaranteed future earnings.
The seller is retiring. The sale is driven by personal timing and is not related to declining business performance.
About the Business
- Facilities & Assets
- The portfolio consists of approximately 285 ATM terminals installed at active merchant locations throughout Northeast Florida.
The largest concentration is within the Jacksonville metropolitan area, with additional placements in Jacksonville Beach, Orange Park, Atlantic Beach, Ponte Vedra Beach, Saint Johns, and the Yulee and Fernandina Beach area.
The terminals are active and revenue-generating. Cash loading and machine maintenance are handled by third-party vendors through transferable service arrangements.
No physical storefront, warehouse, office, or vehicle is included in the sale. The primary assets are the installed ATM network, merchant placements, operating history, cash flow, vendor relationships, and supporting management infrastructure. - Market Outlook / Competition
- The ATM industry remains fragmented, with no single operator controlling the broader market. Routes are typically owned and managed by independent businesses, regional operators, and portfolio investors.
This portfolio’s competitive position is supported by approximately 15 years of established location presence across its merchant base. Long-standing placements, dependable cash availability, consistent machine uptime, and responsive service can make displacement less likely when merchant relationships are properly maintained.
Ongoing enforcement affecting noncompliant cashless ATM models may also benefit established traditional ATM operators with compliant machines and active retail placements.
A buyer receives an operating network of approximately 285 terminals rather than having to compete for and establish each placement individually. - Opportunities for Growth
- Expansion opportunities may include adding machines near the existing Jacksonville-area footprint, reviewing surcharge pricing at higher-transaction locations, evaluating third-party loading and service expenses, upgrading selected terminals, and improving performance at lower-volume placements.
The existing loading, servicing, and vendor infrastructure may support additional terminal deployment without requiring the buyer to create a new operating system.
Any future expansion or optimization would be incremental to the current $680,000 in annual cash flow and is not presented as guaranteed upside.
About the Sale
- Seller Motivation
- Owner retiring
- Transition Support
- The seller will provide 90 days of transition assistance and training.
The handover will cover processor platforms, reporting systems, third-party cash-loader coordination, vendor management, merchant communication, service procedures, and portfolio-performance monitoring.
Existing loader, maintenance, and vendor relationships are expected to transfer at closing, helping preserve operational continuity from the first day of ownership. The sellers will remain available throughout the agreed transition period to assist with the transfer. - Financing Options
- No owner financing
Listing Info
- ID
- 2530077
- Listing Views
Listing ID: 2530077 The information on this listing has been provided by either the seller or a business broker representing the seller. BizQuest has no interest or stake in the sale of this business and has not verified any of the information and assumes no responsibility for its accuracy, veracity, or completeness. See our full Terms of Use. Learn how to avoid scams.
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