3+ Y/O Profitable Cash Discount App
Business Description
Listing Reference: #4953068
Website: Disclosed after NDA
Location: North America (remotely operated)
Founded: January 2023
Guide Valuation: $9,200,000 to $11,200,000 USD, by negotiation
Process: Managed process; indications reviewed, preferred party moved to exclusivity
Size Band (for qualification): App annualised revenue $1.5-1.6M
Business model: B2B SaaS, 100% recurring monthly subscriptions billed through the platform app market
Industry: Payments and point-of-sale software (cash discounting and dual pricing)
Stake for sale: 100% (asset sale of the app)
App revenue (July 2026): $129,590, up 57.1% year on year
App revenue (2026 YTD, Jan to Apr): $565,710
Annualised run rate: $1,555,080 on July 2026
Revenue (2025, entity): $1,425,700
Profit (2025, entity): $1,047,716, a 73.5% net margin
YoY growth (2025, entity): revenue +97.21%, profit +141.51%, installs +52.8%
Paying merchants: 23,814 (April 2026); 25,000+ active paying per the seller
Annual merchant churn: About 6%
Acquisition: 100% organic, zero paid marketing
Tag line: 3+ Y/O Cash Discount App w/ 23,800+ Paying Merchants at a 73.5% Net Margin
Executive Summary
The app is a profitable software business on a leading point-of-sale app market. It gives merchants a ready-made way to run a cash discount or dual-pricing program, so the cost of card acceptance is passed to customers who pay by card while customers who pay in cash see a lower price. The app is sold as a monthly subscription billed through the platform, and revenue is fully recurring. It is operated today by the operating entity, a bootstrapped company founded in January 2023, and this sale is for the app on its own.
Growth has been entirely organic. The app reached 23,814 paying merchants by April 2026 and recorded 15,471 installs in 2025, up 52.8% on the year before, with no paid marketing at all. App revenue in July 2026 was $129,590, up 57.1% against $82,510 in July 2025, which annualises to about $1,555,080. The operating entity that runs it earned a 73.5% net margin in 2025, so the model converts revenue into profit at a high rate.
The business runs lean. There are no physical locations, the team is small, and the ongoing work is a short list: app maintenance, occasional updates to keep current with the platform API, and merchant support. The owner is retiring and wants to realise the value he has built. The sale is not driven by any problem in the business, and the founding team is open to staying involved through a transition or longer if a buyer prefers.
A 100% asset sale of the app is offered through a managed process, with a guide valuation of $9,200,000 to $11,200,000 by negotiation. The seller will review indications and move a preferred party to exclusivity. For qualification the app sits in an annualised revenue band of $1.5 to $1.6 million.
Website: Disclosed after NDA
Location: North America (remotely operated)
Founded: January 2023
Guide Valuation: $9,200,000 to $11,200,000 USD, by negotiation
Process: Managed process; indications reviewed, preferred party moved to exclusivity
Size Band (for qualification): App annualised revenue $1.5-1.6M
Business model: B2B SaaS, 100% recurring monthly subscriptions billed through the platform app market
Industry: Payments and point-of-sale software (cash discounting and dual pricing)
Stake for sale: 100% (asset sale of the app)
App revenue (July 2026): $129,590, up 57.1% year on year
App revenue (2026 YTD, Jan to Apr): $565,710
Annualised run rate: $1,555,080 on July 2026
Revenue (2025, entity): $1,425,700
Profit (2025, entity): $1,047,716, a 73.5% net margin
YoY growth (2025, entity): revenue +97.21%, profit +141.51%, installs +52.8%
Paying merchants: 23,814 (April 2026); 25,000+ active paying per the seller
Annual merchant churn: About 6%
Acquisition: 100% organic, zero paid marketing
Tag line: 3+ Y/O Cash Discount App w/ 23,800+ Paying Merchants at a 73.5% Net Margin
Executive Summary
The app is a profitable software business on a leading point-of-sale app market. It gives merchants a ready-made way to run a cash discount or dual-pricing program, so the cost of card acceptance is passed to customers who pay by card while customers who pay in cash see a lower price. The app is sold as a monthly subscription billed through the platform, and revenue is fully recurring. It is operated today by the operating entity, a bootstrapped company founded in January 2023, and this sale is for the app on its own.
Growth has been entirely organic. The app reached 23,814 paying merchants by April 2026 and recorded 15,471 installs in 2025, up 52.8% on the year before, with no paid marketing at all. App revenue in July 2026 was $129,590, up 57.1% against $82,510 in July 2025, which annualises to about $1,555,080. The operating entity that runs it earned a 73.5% net margin in 2025, so the model converts revenue into profit at a high rate.
The business runs lean. There are no physical locations, the team is small, and the ongoing work is a short list: app maintenance, occasional updates to keep current with the platform API, and merchant support. The owner is retiring and wants to realise the value he has built. The sale is not driven by any problem in the business, and the founding team is open to staying involved through a transition or longer if a buyer prefers.
A 100% asset sale of the app is offered through a managed process, with a guide valuation of $9,200,000 to $11,200,000 by negotiation. The seller will review indications and move a preferred party to exclusivity. For qualification the app sits in an annualised revenue band of $1.5 to $1.6 million.
About the Business
- Years in Operation
- 3
- Employees
- Founder-led, small team.
- Currently Relocatable
- Yes
- Facilities & Assets
- The buyer acquires the app and its codebase, its app-marketplace listing and platform developer relationship, and the installed base of paying merchants. The other apps the operating entity runs are not included.
- Market Outlook / Competition
- Card acceptance costs have risen for years, and small merchants feel them directly. Cash discounting and surcharging have become a common response, and a large share of independent retailers, restaurants, and service businesses now run some form of it. The platform is one of the most widely used POS systems for exactly this kind of merchant, which puts the app in front of a steady flow of businesses looking for a way to offset processing fees.
- Opportunities for Growth
- Paid acquisition. Growth so far is entirely organic. A buyer who adds even a modest paid program, or a direct outreach effort to the platform's merchants, has a clear lever the current owner has not pulled.
Pricing and tier migration. Most merchants sit on the introductory tier. Structured upgrades, annual plans, and price testing are under-used and would raise revenue per merchant on the existing base.
New regions. The merchant base is almost entirely US, with a small start in a second market. The platform operates in other markets, and the same app can follow its footprint.
Retention and win-back. At about 6% annual churn there is a small, steady outflow of merchants. A structured onboarding and win-back effort, which the current owner has not run, would lift retention and net merchant adds on the existing base.
About the Sale
- Transition Support
- The seller is willing to discuss a transition or a longer consulting arrangement.
Listing Info
- ID
- 2522865
- Listing Views
- 796
Attached DocumentsAttachment Disclaimer
Listing ID: 2522865 The information on this listing has been provided by either the seller or a business broker representing the seller. BizQuest has no interest or stake in the sale of this business and has not verified any of the information and assumes no responsibility for its accuracy, veracity, or completeness. See our full Terms of Use. Learn how to avoid scams.
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