4 Y/O Buy-Now-Pay-Later Fintech Platform Malaysian eCommerce
Business Description
1. Executive Summary
[Redacted Company Name], founded in August 2020, is a fintech company based in [Redacted Location]. It operates in the growing Buy Now, Pay Later (BNPL) sector, offering payment processing and revenue-sharing services. The company achieved a Gross Merchandise Volume (GMV) of $2,729,398 over the trailing twelve months (TTM), with net revenue of $287,645 and net profit of $6,148.19. With a user base of 56,525 registered customers and 1,657 merchants, [Redacted Company Name] is a valuable acquisition opportunity in the BNPL industry.
2. Investment Highlights
Strategic Market Position: Positioned within a rapidly growing BNPL market valued at MYR 6.2 billion in transaction volume.
Reduced Competition: As market entry barriers have risen, only a handful of competitors remain, creating a unique expansion opportunity.
Established Partnerships: Partnerships with local and international payment processors streamline operations and improve customer experience.
Scalability and Growth Potential: [Redacted Company Name] is poised for rapid regional expansion, with a robust tech infrastructure and strong partnerships.
3. Company Background
Founded by three entrepreneurs, [Redacted Company Name] was launched in 2020. Initially, the company navigated high competition but has since benefited from a consolidation in the market. This environment positions [Redacted Company Name] for significant growth.
[Redacted Company Name], founded in August 2020, is a fintech company based in [Redacted Location]. It operates in the growing Buy Now, Pay Later (BNPL) sector, offering payment processing and revenue-sharing services. The company achieved a Gross Merchandise Volume (GMV) of $2,729,398 over the trailing twelve months (TTM), with net revenue of $287,645 and net profit of $6,148.19. With a user base of 56,525 registered customers and 1,657 merchants, [Redacted Company Name] is a valuable acquisition opportunity in the BNPL industry.
2. Investment Highlights
Strategic Market Position: Positioned within a rapidly growing BNPL market valued at MYR 6.2 billion in transaction volume.
Reduced Competition: As market entry barriers have risen, only a handful of competitors remain, creating a unique expansion opportunity.
Established Partnerships: Partnerships with local and international payment processors streamline operations and improve customer experience.
Scalability and Growth Potential: [Redacted Company Name] is poised for rapid regional expansion, with a robust tech infrastructure and strong partnerships.
3. Company Background
Founded by three entrepreneurs, [Redacted Company Name] was launched in 2020. Initially, the company navigated high competition but has since benefited from a consolidation in the market. This environment positions [Redacted Company Name] for significant growth.
About the Business
- Years in Operation
- 5
- Currently Relocatable
- Yes
- Market Outlook / Competition
- Audience Overview:
Merchants: Retailers seeking to increase conversions via flexible payment options.
Customers: Primarily low- to middle-income individuals preferring installment payments.
Key Demographics:
User Base: 56,525 registered users, with a repeat rate of 22%.
Age Group: 70% young working adults aged 21-45.
Payment Methods: 90% of transactions use debit cards.
Acquisition Strategy:
The company leverages a B2B2C model, where new merchants bring their customer base into [Redacted Company Name]’s ecosystem. - Opportunities for Growth
- Opportunities for growth include:
Regional Expansion: Entry into neighboring markets where BNPL demand is rising.
Product Diversification: Expanded installment options for high-value products.
Local Market Penetration: Further growth potential within the current market, especially among underserved sectors.
About the Sale
- Transition Support
- Remaining founders are committed to supporting new ownership post-acquisition.
Listing Info
- ID
- 2352139
- Listing Views
- 283
Listing ID: 2352139 The information on this listing has been provided by either the seller or a business broker representing the seller. BizQuest has no interest or stake in the sale of this business and has not verified any of the information and assumes no responsibility for its accuracy, veracity, or completeness. See our full Terms of Use. Learn how to avoid scams.