Well-established independent insurance agency with a long-standing local presence and a diversified book of business across personal and commercial lines. The agency has been operating for approximately 40 years and serves customers across Redding, CA and Corning, CA.

The book includes approximately $3.8M in total in-force premium, $400K in 2025 commission revenue, 1,500 policies in force, and 900 total customers. The agency has strong customer retention, with approximately 99% monthly retention, and an average customer tenure of 7 years.

The business is primarily personal lines focused, with an estimated 70% personal / 30% commercial premium mix. Major lines of business include personal auto, homeowners, dwelling fire, commercial GL, and boat coverage. The agency has access to 50+ carrier markets and writes across 35+ lines of business, providing broad placement options for customers.

Top carriers include Progressive, Travelers, Nationwide, The Hartford, and Bamboo. The agency currently operates on AgencyPulse / EZLynx and has a small team of 4 employees.

This is an attractive opportunity for an existing insurance agency, producer, or strategic buyer looking to acquire a stable, diversified book with strong retention, long customer relationships, and meaningful carrier access in Northern California.

Seller Financing Available.

Key Highlights:

Established 40-year local agency
$400K in 2025 commission revenue
$3.8M total in-force premium
1,500 policies in force
900 customers
~99% monthly customer retention
7-year average customer tenure
70% personal / 30% commercial premium mix
50+ carrier markets
35+ lines of business
Locations in Redding, CA and Corning, CA
Seller Financing Available