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Lighter Hearts Home Care is a well-established personal care agency operating exclusively within a 150-apartment Independent Retirement facility in Louisville, KY (Jefferson County). The business provides non-medical in-home personal care to residents. Staffed by W-2 employees, this is a streamlined, high-margin business with built-in demand and minimal overhead.

Investment Highlights
Captive Client Base in One Location: All clients reside in a single Independent Retirement facility with 150 apartments. There is no travel between clients, no routing logistics, and no territory to defend. The entire operation is concentrated under one roof.
On-Demand Revenue Stream: In addition to scheduled personal care, the business serves on-demand clients. This provides recurring, predictable revenue with minimal incremental cost.
W-2 Employee Model: Caregivers are W-2 employees, not independent contractors. This ensures greater control over scheduling, quality standards, and service consistency. The owner manages operations with a reliable, dedicated team.
Absentee Ownership Potential: The business is structured for efficient, low-touch management. With established staff and a single-location client base, an owner can oversee operations with minimal day-to-day involvement.
Owner Financing Available: The seller is offering owner financing on 20% of the purchase price ($179,000) at 6.0% interest, with 10-year amortization and a 6-year balloon — no down payment required on the financed portion. The remaining 80% ($716,000) is covered by the buyer via cash or bank financing.
Transition Support Included: Seller offers 6 months of operational transition support plus 6 months of part-time consulting. The Agency Director will remain available for phone consultations with employees, clients, families, and the buyer to ensure seamless continuity.
Non-Compete: Owner and key staff shall not compete with the business within a 50-mile radius for 24 months post-closing.

Financial Profile:

Asking Price: $900,000

Capitalization Rate (Cap Rate): ~45%

Low Overhead: Fixed monthly expenses are minimal, primarily consisting of a modest lease.

Contact at anytime for an NDA to receive financials, and contact details.