Established Farmers Insurance Agency - 45 Years of Proven Success

This exceptional insurance agency opportunity offers immediate entry into a profitable, well-established business in the thriving Post Falls, Idaho market. Operating continuously since 1980, this 45-year-old Farmers Insurance franchise has built a loyal customer base and consistent revenue stream, making it an ideal acquisition for both experienced agents and newcomers to the insurance industry.

Financial Performance:
- Annual Revenue: $195,000
- Seller's Discretionary Earnings: $100,000
- Asking Price: $200,000
- Inventory Value: $5,000 (included in price)
- Monthly Lease: $1,150 for 1,050 sq ft office space

Key Business Advantages:
- Prime commercial location in Post Falls
- Exceptional value with purchase price significantly below annual revenue
- Guaranteed renewal income of approximately $195,000 in first year
- Established operations in a rapidly growing market area
- Expansion opportunities across western states
- Four and a half decades of market presence and reputation
- Assumable lease providing operational continuity

Comprehensive Support Structure:
The new owner benefits from extensive franchise support including local district office onboarding, business plan development, ongoing in-office assistance, and Farmers Insurance's comprehensive two-week new agent training program. This support system ensures smooth transition and continued success.

Market Opportunity:
Post Falls, located in Kootenai County, represents one of Idaho's fastest-growing markets. The area's expansion creates significant opportunities for insurance service growth, while the agency's established presence provides immediate market credibility.

Financing Available:
- SBA loan programs
- Farmers Federal Credit Union options
- Various institutional lending sources

Owner Transition:
The current owner is retiring after decades of successful operation, creating this rare opportunity to acquire a profitable agency with established systems, processes, and customer relationships already in place.

This represents an outstanding opportunity to step into a proven business model with strong cash flow, comprehensive corporate support, and excellent growth potential in an expanding market. The combination of established revenue, low acquisition cost, and franchise backing makes this an exceptional value proposition for the right buyer.