For sale is a well established franchise insurance agency that has served its South Florida community for more than 16 years from the very same prime, high traffic plaza. Known for its strong ties to Hispanic communities, this agency offers auto, home, life, health, and commercial insurance to a genuinely diverse client base of individuals, families, small and medium sized businesses, high net worth clients, and local car dealerships.

The numbers tell a compelling story. On a trailing twelve month basis through May 2026, the agency generated $616,139 in revenue and $196,502 in seller's discretionary earnings, a 32% margin that few small agencies can match. Four full time staff, including an experienced agency manager and senior insurance agent, run the day to day operations, so a new owner steps into a business that already runs itself.

What Makes This Opportunity Special?

Proven Track Record: More than 16 years at the same location, originally built from scratch by a first time entrepreneur who achieved record commissions within months of opening.

Loyal, Growing Client Base: A 4.9 star rating across 147 Google reviews, with customers praising the team by name for their attentiveness and bilingual service.

Diverse, Resilient Revenue: Auto insurance drives about 70% of sales, with commercial and home insurance rounding out a book of business that is spread across many clients rather than concentrated in a handful of large accounts.

Committed Team: All four employees plan to stay on after the sale and are bound by noncompete agreements, protecting the client relationships a new owner is paying for.

Financeable History: The most recent ownership change was completed in November 2025 through a conventional bank loan paired with a seller note, giving today's buyers a real, recent example of how lenders view this location's cash flow and franchise fundamentals. The business itself also qualifies for SBA financing today.

Why the Owner Is Selling

The current owner, who took over the agency in late 2025 from its founding owner, is selling for a simple, honest reason. This location and its core clientele are best served by an owner who is fluent in Spanish and has the energy for the long, hands on hours the business demands. It is not because the business is struggling, but quite the opposite. The owner is committed to a smooth handoff and has offered to stay on through closing and for as long as the new owner would like during the transition, along with up to a year of unpaid training.

Room to Grow

Broward County is home to nearly 1.9 million people and a genuinely diverse population, the kind of market that keeps demand for insurance products strong for years to come. A new owner could grow this agency by adding life and health coverage, deepening relationships with the car dealerships that already send business its way, expanding local and digital marketing, and simply keeping pace with a book of business that already retains its customers exceptionally well.

Ideal Buyer

This opportunity is best suited for a Spanish speaking entrepreneur, an existing insurance agency owner looking to grow, or a franchise investor ready to take an already thriving book of business to the next level.