This is the kind of ATM business most buyers would have to spend years building from scratch.

The portfolio includes approximately 180 active locations across Jacksonville and surrounding Northeast Florida markets. It produces about $428,000 in annual cash flow and is offered at $1,565,000.

The locations are already in place, the machines are already producing transaction activity, and the operational side of the business is established. A buyer is stepping into a working portfolio rather than buying equipment and then trying to find somewhere to put it.

The hands-on side is also covered. Loading, service calls, routine maintenance, vendor coordination, reporting, and the day-to-day running of the network are handled through the existing operating structure.

That leaves the owner focused on the business itself: reviewing performance, monitoring the numbers, and making decisions about where the portfolio goes next.

Jacksonville is the center of the operation, with additional locations across the surrounding Northeast Florida area. The footprint is large enough to provide meaningful diversification while still remaining concentrated in one connected regional market.

The portfolio is spread across a broad merchant base, so the business is not dependent on one major location or a handful of machines. A buyer gets immediate scale, current earnings, and an existing operating system from the day the acquisition closes.

There is still room to build. A new owner could add locations within the current footprint, work through existing merchant relationships, review pricing at selected sites, or upgrade machines where it makes financial sense.

The current owner is preparing to retire and is looking for a buyer who wants an established business rather than another start-up project.