Consumer Finance-Related Paralegal Business 28 Year History

Asking Price$450,000

Cash Flow

EBITDANot Disclosed

Gross Revenue$250,000

InventoryNot Disclosed

FF&ENot Disclosed

Real EstateNot Disclosed

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Consumer Finance-Related Paralegal Business 28 Year History


Asking Price$450,000

Cash Flow

EBITDANot Disclosed

Gross Revenue$250,000

InventoryNot Disclosed

FF&ENot Disclosed

Real EstateNot Disclosed


Seller Financing Available
Business Description
Since 1996, the company has provided paralegal services, including regulatory compliance, state examination support, agency approval, and other support for highly regulated consumer finance company operations. The business generates approximately $155K in normalized annual earnings. The 2025 decline was driven by a separate cybersecurity venture that has since been shut down, along with leverage and elevated discretionary spending that would not continue under new ownership

The company has a fully optimized and functional e-commerce website that allows for the automated purchase and delivery of materials and services. Top ranking for all keywords.

The company represents a growth opportunity for a law firm that seeks to gain a solid foothold in consumer finance and regulatory practice, as its products and services are foundational to client companies' compliance and operations.
About the Business
Years in Operation
30
Employees
3 Contractors
Facilities & Assets
The business includes a comprehensive library of proprietary compliance manuals and frameworks developed over multiple years. The material is updated daily, and these updates form the core of the company's marketing, drawing customer engagement.

The company's assets are the operating equipment:

1.) Fully functioning e-commerce website for retail purchases, including 100% automated delivery of customized compliance documentation
2.) programmed AI to answer customer questions
3.) Automated work flow for various regulatory required reviews
4.) Customer support and training including CRM and Ticketing, chat

9,000 pages of up-to-date compliance and operating policies and procedures for consumer finance-related companies
Market Outlook / Competition
There are 8 small, individual firms that focus on specific markets, and smaller firms
There are 5 major firms that provide services to the top 500 industry firms.

24,500 Mortgage Companies
3,000 credit unions
4,800 small - midsized banks

We have served over 9,200 of these customers over the past 30 years, and have a database and established brand
Opportunities for Growth
Recurring subscription revenue has grown from approximately $3,000 in 2021 to nearly $40,000 in 2025, providing increasing stability and predictability of cash flow.

Recent financial performance reflects a temporary decline due to the discontinuation of a spinoff initiative - mortgagemoat.com. The core business remains intact and profitable on a normalized basis.

This is a growth and expansion opportunity for a legal firm seeking to expand into the housing finance arena using this modular service as a landing pad for expansion into more comprehensive advisory services.

The firm existed as a cottage industry for the principal, who was not interested in expansion, scaling or growth, but simply wanted a cash-flow tool to provide $250000 a year in income.
About the Sale
Seller Motivation
Owner is focusing on other opportunities after discontinuing a separate cybersec
Transition Support
Will provide 100% transition and marketing support, employee training. There is a library of operating training videos, step-by-step manuals, and an AI that can direct personnel to the location of any element.
Financing Options
Commercial financing available. Owner will finance 50% over $255k.
Listing Info
ID
2493916
Listing Views
66
Attached DocumentsAttachment Disclaimer

Company Sale Income Statement 2021-2025.pdf


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Business Listed by: Thomas Morgan

Listing ID: 2493916 The information on this listing has been provided by either the seller or a business broker representing the seller. BizQuest has no interest or stake in the sale of this business and has not verified any of the information and assumes no responsibility for its accuracy, veracity, or completeness. See our full Terms of Use. Learn how to avoid scams.


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