ESTABLISHED COMMERCIAL TRANSPORTATION INSURANCE AGENCY

This specialized insurance agency serves the commercial trucking and transportation sector in San Joaquin County, California, generating $180,000 in annual revenue with $120,000 in cash flow. Established in 2022, the business has quickly built a strong foundation serving owner-operators, fleets, and logistics companies with industry-specific coverage solutions.

BUSINESS HIGHLIGHTS:
• Specialized niche in commercial trucking insurance
• Recurring renewal-based revenue model ensuring predictable cash flow
• Trained team manages daily operations independently
• Absentee owner involvement - only strategic oversight required
• Established carrier relationships providing competitive advantage
• Strong client retention across diversified transportation clientele
• Scalable platform ready for expansion
• Turnkey acquisition opportunity with documented processes

OPERATIONS:
The agency operates with minimal owner involvement, requiring only a few hours daily for strategic oversight. The experienced internal team handles client servicing, policy processing, renewals, submissions, and customer support independently. This structure enables efficient operations without day-to-day owner dependence.

MARKET POSITION:
Positioned in the stable commercial transportation insurance market, the agency benefits from consistent demand driven by freight, logistics, and e-commerce activity. Trucking businesses require specialized coverage and regulatory compliance support, creating strong demand for niche agencies over generalist brokers.

GROWTH OPPORTUNITIES:
Significant expansion potential exists through:
• Geographic market penetration
• Fleet-size vertical growth
• Digital lead generation initiatives
• Cross-selling complementary insurance lines
• Strategic carrier expansion
• Acquisition-driven growth strategies

FINANCIALS:
• Annual Revenue: $180,000
• Cash Flow: $120,000
• Asking Price: $375,000
• Lease: $800/month through February 2029
• Business is relocatable

IDEAL FOR:
• Existing P&C licensed agencies seeking niche expansion
• Strategic buyers entering commercial trucking sector
• Platform buyers building transportation-focused insurance groups
• Growth-oriented operators seeking scalable agencies

REQUIREMENTS:
New owner must hold or obtain Property & Casualty (P&C) licensing. The seller provides up to 30 days of training and support for smooth transition.

This rare opportunity offers a turnkey, niche-specialized trucking insurance business with strong infrastructure, predictable recurring revenue, and exceptional growth scalability in one of the most resilient insurance sectors.