Description:
The Company consists of two affiliated operating entities that collectively provide Medicare-related insurance products and long-term care insurance solutions. Through a telesales-driven model supported by a network of independent insurance agents, the Company assists consumers in evaluating, selecting, and enrolling in coverage offered by multiple insurance carriers. Revenue is primarily generated through initial and renewal commissions associated with the placement and ongoing servicing of insurance policies. The Company benefits from a highly recurring revenue base supported by long-standing policyholder relationships, strong policy retention, recurring renewal commissions, and broad licensing capabilities.

Key Aspects:
• Company 1 and Company 2 maintained average adjusted EBITDA margins of 37.4% and 6.7%, respectively, from 2023 to 2025.
• Operating through a network of independent (1099) insurance agents enables the Company to scale production while maintaining a lean operating structure and limited fixed overhead.
• Independent insurance agents collectively hold health, life, and variable annuity licenses across all 50 states, providing the Company with access to a broad geographic market and diversified revenue opportunities.
• Representing numerous leading insurance carriers enables the Company's advisors to recommend customized insurance solutions based on each client's needs.

Opportunities:
• Capitalize on more than 200 identified policy rewrite opportunities by transitioning eligible policyholders into newer plans to support organic revenue growth and improve commission generation.
• Expand the Company's network of independent insurance agents through targeted recruiting and marketing initiatives to increase policy production, geographic reach, and revenue growth.
• Expand and optimize lead-generation initiatives, including digital marketing, referral sources, and third-party lead providers, to increase the volume of qualified prospects available to the Companies’ nationwide agent network and support new policy production.
• Cross-sell long-term care insurance to eligible Company 2 clients and Medicare products to eligible Company 1 clients to increase revenue from the existing client base.

Headquartered:
• Southeast, US

Current Markets:
• The Company serves consumers nationwide through two complementary insurance brokerage platforms focused on long-term care and Medicare-related insurance products. Company 1 primarily serves individuals seeking long-term care and retirement-focused coverage, while Company 2 serves Medicare-eligible consumers seeking supplemental and related insurance solutions. The Company operates across all 50 states through a network of independent insurance agents and established carrier relationships.

Real Estate:
• The Company operates from a 2,500 sq. ft. office in the Southeast, U.S., that is leased from an unrelated third party. The Company’s lease expires on December 31, 2026, after which operations will transition fully to a remote model.

Shareholder Objectives:
• Company 1 is solely owned by the majority owner of Company 2, who is seeking a full exit to pursue retirement and is willing to remain for a negotiable transition period. Company 2 also has two minority owners, who are willing to remain with the Company following a sale and continue supporting its growth.