Established Insurance Agency - 20+ Year Book of Business

This well-established insurance agency presents an exceptional opportunity for buyers seeking a profitable, low-maintenance business with strong recurring revenue. Operating successfully since 2003, this home-based agency has built a solid foundation with 86 total policies generating $431,000 in annual revenue.

Business Overview:
- 20+ years of continuous operation with established client relationships
- Diversified portfolio: 75% commercial lines (34 policies), 25% personal lines (52 policies)
- Mix of standard and non-standard policies providing market flexibility
- Strong annual revenue of $431,000 with $45,000 in seller's discretionary earnings
- Home-based operation eliminating overhead costs

Operational Efficiency:
- Minimal time commitment: Owner works only 5 hours per week
- Part-time employee contributes 10-15 hours weekly
- Remote work structure for maximum flexibility
- Streamlined appointment process through established wholesaler and CFP relationships

Financial Highlights:
- Asking price: $65,000
- Strong recurring revenue model typical of insurance agencies
- Seller financing available to qualified buyers
- Low operational overhead due to home-based structure

This turnkey opportunity is ideal for someone seeking semi-retirement income or an established professional looking to expand their insurance portfolio. The business benefits from the stability of the insurance industry while requiring minimal hands-on management.

The seller is retiring after building this successful agency and will provide 2 weeks of transition support as needed. With established carrier relationships and a proven track record, this agency offers immediate cash flow and growth potential in the desirable Orange County market.

Location: San Clemente, CA (Orange County)
Reason for Sale: Owner retirement