Established Farmers Insurance Agency - Turnkey Operation with $8.9M Premium and very good cash-flow.

This premier Farmers Insurance franchise presents an exceptional opportunity to acquire a large well-established agency with nearly 30 years of operational history. Located in the growing Cedar Park area of Williamson County and in Burnet County, Texas, the agency generates $995,000 in annual revenue with strong cash flow of $546,000 (Cash flow $600K if virtual staffing option is selected by buyer).

Business Overview:
The agency manages approximately $8.9M million in gross written premium with approximately 4,800 policies in force. Established in 2009, this turnkey operation maintains Farmers' highest "PRIME" rating asl of 12/31/25 indicating superior health and production performance. The business operates from three offices....two are on major highways with excellent visibility.

Financial Performance:
• Annual Revenue: $995000
• Cash Flow (SDE): $546000
• Monthly new business premium averages $80,000 (well above Farmers average agency)
" Agency has thousands of leads and an automated CRM (Agency Zoom) that cultivates prospects.
• Healthy loss ratios far better than average demonstrates profitable business operations.
• Offered at 2.3x total gross annual agency revenue.

Key Assets & Advantages:
• Experienced 5-person staff team with 75+ combined years of industry experience...50 yrs exp w/ Farmers.
• Updated automated marketing systems (Agency Zoom) and professional infrastructure
• Above-average new business production performance
' Seller has over 30 yrs exp w/ Farmers and was a Presidents Council District Manager. Seller is very willing to help support and train buyer if desired.
• Prime location with limited Farmers representation in surrounding areas
• Strong client base primarily in Burnet and Williamson Counties

Growth Opportunities:
The agency is positioned in high-growth markets north of Austin, with significant expansion potential in the Highland Lakes/Burnet County area. Financial services products represent substantial untapped revenue, as few current clients utilize these offerings. Farmers' new program allowing agents to write select products with other carriers provides additional flexibility while maintaining captive agency support.

Training & Support:
Farmers provides comprehensive University of Farmers training for new owners. The seller, with 30+ years of Farmers experience including 15+ years as a managing agency trainer, offers extensive transition support. Local district management provides ongoing operational assistance.

Financing Available:
Up to $400K in owner financing may be available to well qualified buyer. Candidates typically require minimum $400,000 liquid capital and clean credit/criminal background for company/seller approval.

This represents a rare opportunity to acquire a large top-performing Farmers agency in a prime Texas market with established marketing systems, experienced staff, and significant growth potential. Agency is about four times the size of an average Farmers Agency and owner has over 30-years experience with Farmers in ownership & management.