A long-established franchisee of a well-known regional insurance franchise located in Homestead, Florida. The agency specializes in personal and commercial auto insurance, writing over $4m in premiums annually, with additional lines including liability and workers compensation. The business benefits from a loyal, bilingual customer base and a strong presence in a high-traffic retail corridor.

The agency operates from a 950–1,000 sq ft storefront with prominent signage, neighboring complementary service businesses, and consistent walk-in activity. The location is strategically positioned to serve the area’s predominantly Spanish-speaking population.
The agency maintains approximately 1,800+ active policies, with high personal line retention and exceptionally strong commercial retention. Operations follow standardized franchise systems with a streamlined quoting, binding, and renewal workflow. The business can be run by an owner-operator or semi-absentee with 1–2 staff members. A Florida 2-20 license is required. The seller will assist with onboarding and franchise transition requirements.

Investment Highlights
• Established franchise insurance agency with strong brand presence
• Approx. 1,800+ active policies with high recurring revenue
• Homestead retail location with heavy traffic and strong signage
• Bilingual client base supporting loyalty and referrals
• Broad carrier network and strong close ratios
• Lean operating model suitable for owner-operator or semi-absentee
• Growth opportunities in homeowners, life, health, and commercial lines
• Recession-resistant product mix centered on mandatory auto insurance
• Seller support available for transition and licensing
Transaction Objective: Owner is relocating and has purchased another business
Location: South Miami-Dade/ Homestead, Florida