Established, High-Yield Agency Positioned for Accelerated Growth
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Reputable Operation with Strong Retention and other KPI's
FINANCIAL PERFORMANCE OVERVIEW
Annual Gross Revenue: $953,657 (2025)
Premium Base: $8,864,871
Number of Policies: 4,067 active policies
Geographic Coverage: Rhode Island, Massachusetts, Connecticut
Client Retention Rate: 91.47% overall (93.21% for established clients)
Pricing: Reduced from $1,695,000 to $1,350,000 as of 09/01/26
KEY PERFORMANCE METRICS
The agency demonstrates exceptional operational efficiency with industry-leading retention metrics. The 91.47% retention rate significantly exceeds industry averages, directly correlating to reduced customer acquisition costs and enhanced lifetime value calculations. Long-term client retention (+ years)of 93.21% indicates strong relationship management and service quality.
With 4,067 policies generating almost $1M in annual gross revenue, the average policy value demonstrates consistent performance across the three-state territory. The $8.8+M premium base provides substantial recurring revenue foundation with predictable cash flow patterns.
OPERATIONAL METRICS
Location: South Kingstown, Washington County - strategically positioned in growing market
Risk Profile: Low loss ratios maintaining competitive advantage
Overhead Structure: Optimized with flexible lease arrangements
Transition Support: Some seller financing may be considered
Candidate Requirements: Allstate candidate approval required
MARKET POSITION
The tri-state coverage area provides diversification benefits and cross-selling opportunities. The agency's superior risk selection methodology contributes to sustainable profit margins and competitive positioning.
INVESTMENT HIGHLIGHTS
Immediate cash flow generation from established customer base
Proven retention rates reducing acquisition costs
Scalable platform
Turnkey operation with included equipment and furniture
Seller transition assistance minimizing integration risks
This acquisition represents a data-supported investment opportunity with quantifiable performance metrics, established market presence, and documented operational efficiency supporting both immediate returns and growth potential.
Annual Gross Revenue: $953,657 (2025)
Premium Base: $8,864,871
Number of Policies: 4,067 active policies
Geographic Coverage: Rhode Island, Massachusetts, Connecticut
Client Retention Rate: 91.47% overall (93.21% for established clients)
Pricing: Reduced from $1,695,000 to $1,350,000 as of 09/01/26
KEY PERFORMANCE METRICS
The agency demonstrates exceptional operational efficiency with industry-leading retention metrics. The 91.47% retention rate significantly exceeds industry averages, directly correlating to reduced customer acquisition costs and enhanced lifetime value calculations. Long-term client retention (+ years)of 93.21% indicates strong relationship management and service quality.
With 4,067 policies generating almost $1M in annual gross revenue, the average policy value demonstrates consistent performance across the three-state territory. The $8.8+M premium base provides substantial recurring revenue foundation with predictable cash flow patterns.
OPERATIONAL METRICS
Location: South Kingstown, Washington County - strategically positioned in growing market
Risk Profile: Low loss ratios maintaining competitive advantage
Overhead Structure: Optimized with flexible lease arrangements
Transition Support: Some seller financing may be considered
Candidate Requirements: Allstate candidate approval required
MARKET POSITION
The tri-state coverage area provides diversification benefits and cross-selling opportunities. The agency's superior risk selection methodology contributes to sustainable profit margins and competitive positioning.
INVESTMENT HIGHLIGHTS
Immediate cash flow generation from established customer base
Proven retention rates reducing acquisition costs
Scalable platform
Turnkey operation with included equipment and furniture
Seller transition assistance minimizing integration risks
This acquisition represents a data-supported investment opportunity with quantifiable performance metrics, established market presence, and documented operational efficiency supporting both immediate returns and growth potential.
About the Business
- Years in Operation
- 3
- Employees
- 1 Full-time
Seasoned and experienced staff ready to assist with the transition. - Currently Relocatable
- Yes
- Franchise
- This business is an established franchise
- Facilities & Assets
- Furniture & equipment to convey (less seller personal items).
Seller owns the building, a lease option to maintain office space is available. - Website
- Show Website URL
- Market Outlook / Competition
- Allstate offers monthly and annual bonus opportunities.
P&C appointments in RI, MA and CT. - Opportunities for Growth
- The New England market continues to grow exponentially. Additional acquisitions may be available.
Real Estate
- Owned or Leased
- Leased
About the Sale
- Seller Motivation
- Seller is pursuing other business ventures.
- Transition Support
- Training and education provided by Allstate.
Seller willing to assist with transition. - Financing Options
- Some seller financing may be available. Referrals to qualified lenders available.
Listing Info
- ID
- 2515289
- Listing Views
- 303
Attached DocumentsAttachment Disclaimer
Listing ID: 2515289 The information on this listing has been provided by either the seller or a business broker representing the seller. BizQuest has no interest or stake in the sale of this business and has not verified any of the information and assumes no responsibility for its accuracy, veracity, or completeness. See our full Terms of Use. Learn how to avoid scams.
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