Established Title & Settlement Company 25 Years of Local Goodwill
Share on Facebook 
Post to X 
Share on LinkedIn 
Share on Reddit Business Description
Established Professional Company
An established title and settlement services company is available for acquisition in the Fredericksburg, Virginia market. The Company provides residential and commercial real estate settlements and title
insurance policies for purchases and refinances, serving realtors, lenders, builders, developers, buyers, sellers, and repeat clients.
With 25 years of local goodwill, the Company has built a strong reputation for quality service, fair pricing, and reliable transaction support. The business has helped thousands of clients through the
home ownership process and maintains a strong public reputation, including a 4.9-star Google rating.
The Company participates in transactions throughout Fredericksburg, Spotsylvania, Stafford, Caroline, King George, Orange, and Westmoreland counties, with licensure to serve clients throughout Virginia. It operates as an agent for three national underwriters and retains 85% of premium collected as commission.
A key strength of the opportunity is transferability. The seller has largely stepped back from daily operations over the past three to four years, while an experienced manager oversees approximately 85% of the business and manages settlement services. Most staff members are licensed title insurance agents, supporting continuity after a sale.
The business generated $924,134 in revenue and $261,620 in Seller’s Discretionary Earnings (SDE) in 2025. For the first half of 2026, revenue totaled $497,758, representing 54% of full-year 2025
revenue. SDE was $166,900, representing 64% of full-year 2025 SDE. Growth opportunities remain through expanded outreach to real estate agents, lenders, builders, developers, and other referral
sources.
Investment Highlights
● 25 years of local goodwill
● Residential and commercial title and settlement services
● $924,134 revenue / $261,620 SDE in 2025
● $497,758 revenue / $166,900 SDE between Jan.-June 2026
● Experienced manager oversees approximately 85% of
operations
● Most staff members are licensed title insurance agents
● 4.9-star Google rating across 273 reviews
● No single client accounts for more than 10% of business
● Agents for three national underwriters
Business Overview
Founded 2001
Location Fredericksburg, VA
Financials
Revenue, Cash Flow Margin
2026
Jan.-June $497,758, 34%
2025 $924,134, 28%
2024 $789,238, 22%
2023 $579,680, 11%
Included Assets
FF&E $100,000
Hours & Staff
Owner 6 FT
Hours M-F: 8:30 a.m. - 5 p.m.
Lease & Property
Seller Owned
Available for purchase or lease
Sq. Ft. 3,850 sq
insurance policies for purchases and refinances, serving realtors, lenders, builders, developers, buyers, sellers, and repeat clients.
With 25 years of local goodwill, the Company has built a strong reputation for quality service, fair pricing, and reliable transaction support. The business has helped thousands of clients through the
home ownership process and maintains a strong public reputation, including a 4.9-star Google rating.
The Company participates in transactions throughout Fredericksburg, Spotsylvania, Stafford, Caroline, King George, Orange, and Westmoreland counties, with licensure to serve clients throughout Virginia. It operates as an agent for three national underwriters and retains 85% of premium collected as commission.
A key strength of the opportunity is transferability. The seller has largely stepped back from daily operations over the past three to four years, while an experienced manager oversees approximately 85% of the business and manages settlement services. Most staff members are licensed title insurance agents, supporting continuity after a sale.
The business generated $924,134 in revenue and $261,620 in Seller’s Discretionary Earnings (SDE) in 2025. For the first half of 2026, revenue totaled $497,758, representing 54% of full-year 2025
revenue. SDE was $166,900, representing 64% of full-year 2025 SDE. Growth opportunities remain through expanded outreach to real estate agents, lenders, builders, developers, and other referral
sources.
Investment Highlights
● 25 years of local goodwill
● Residential and commercial title and settlement services
● $924,134 revenue / $261,620 SDE in 2025
● $497,758 revenue / $166,900 SDE between Jan.-June 2026
● Experienced manager oversees approximately 85% of
operations
● Most staff members are licensed title insurance agents
● 4.9-star Google rating across 273 reviews
● No single client accounts for more than 10% of business
● Agents for three national underwriters
Business Overview
Founded 2001
Location Fredericksburg, VA
Financials
Revenue, Cash Flow Margin
2026
Jan.-June $497,758, 34%
2025 $924,134, 28%
2024 $789,238, 22%
2023 $579,680, 11%
Included Assets
FF&E $100,000
Hours & Staff
Owner 6 FT
Hours M-F: 8:30 a.m. - 5 p.m.
Lease & Property
Seller Owned
Available for purchase or lease
Sq. Ft. 3,850 sq
About the Business
- Years in Operation
- 25
- Employees
- 6 Full-time
- Facilities & Assets
- The business is based in Fredericksburg, Virginia, part of one of the state’s fastest-growing regions over the past 50 years and a market that continues to attract both young and established homeowners.
The property includes approximately 3,850 square feet and is configured for professional office
use, with two conference rooms, a lobby, three private offices, two large office rooms, and 3.5
bathrooms.
The real estate is owned by the seller and may be purchased separately from the business. The
seller is also willing to lease the property to a new owner at approximately $5,200 per month, if
preferred. Since acquiring the property in 2017, the seller has completed several significant
exterior improvements, including replacement of the roof, gutters, fence, and three sides of
siding. - Market Outlook / Competition
- Management attributes much of this growth to a broader market adjustment following the slower
real estate environment of 2023. Elevated interest rates caused many buyers, sellers, and real
estate professionals to delay activity while waiting for rates to return to the unusually low levels
seen in prior years. By 2024 and 2025, the market began to adapt to the higher-rate environment,
and participants increasingly moved forward with transactions rather than remaining on the
sidelines.
The Company benefited from this normalization, as well as increased awareness among clients and
referral sources who had not previously used the business. This combination of renewed market
activity and broader client adoption contributed to the Company’s strong revenue and SDE
growth.
Real Estate
- Owned or Leased
- Leased
- Building Sq. Ft.
- 3,850
- Rent
- $5,200.00 per month
- Lease Expiration
- 12/31/2030
About the Sale
- Seller Motivation
- Retirement
- Transition Support
- As Needed and Negotiated
Listing Info
- ID
- 2528759
- Listing Views
Listing ID: 2528759 The information on this listing has been provided by either the seller or a business broker representing the seller. BizQuest has no interest or stake in the sale of this business and has not verified any of the information and assumes no responsibility for its accuracy, veracity, or completeness. See our full Terms of Use. Learn how to avoid scams.
Similar Listings
