Description:
The Company is a brokerage general agency (BGA) specializing in life insurance, annuities, long-term care (LTC), and disability income insurance. Collaborating with more than 30 top-rated insurance carriers, the Company provides financial advisors, property and casualty (P&C) insurance agents, and independent agents with access to a diverse range of competitive products and tailored solutions designed to meet the unique needs of policyholders. In addition, the Company provides proprietary programs, which streamlines back-office operations, reduces administrative burden, and allows agents to focus on relationship building and new business generation.

Key Aspects:
• Recurring revenue accounted for approximately 22% of total revenue in the trailing-twelve months (TTM) ending September 30, 2025.
• The Company achieved a strong average gross profit margin of 46.2% from 2022 to 2024.
• Approximately 95% of revenue generated in the TTM ending September 30, 2025, was derived from repeat agents.
• The Company's has proprietary programs that streamline application processing, enhance policyholder communication, and centralize case management.
• The Company maintains long-standing relationships with leading insurance carriers, supporting a diverse product portfolio.

Opportunities:
• Launch variable product offerings, including variable life insurance (VLI) and variable annuities, to diversify revenue streams and capture growing demand for investment-linked insurance solutions.
• Pursue geographic expansion and targeted marketing initiatives to strengthen brand presence and increase market share.
• Leverage the policy review program to enhance client retention, generate new sales through upselling and policy optimization, and deepen long-term affiliations.
• Scale the proprietary program to increase agent adoption, enhance operational efficiency, and support higher sales volume without a proportional rise in overhead.
• Capitalize on the proprietary program to broaden market reach, capture direct-to-client opportunities, and strengthen profitability through diversified revenue channels.
• Leverage the Company’s established knowledge and use of electronic application platforms outside of New York to drive revenue growth through faster processing times.

Headquartered:
• Northeast US

Current Markets:
• The Company operates within the insurance industry, serving financial advisors, P&C insurance agents, and independent insurance agents, primarily in the Northeast US, by providing access to a broad portfolio of insurance products offered through leading insurance carriers.


Real Estate:
• The Company operates from a 10,000 sq. ft. facility leased from an affiliated entity. The facility is not expected to be included in the sale of the Company; however, management is open to entering into a long-term lease agreement.

Shareholder Objectives:
• The Company is owned by a single shareholder seeking retirement and is pursuing a buyer to accelerate growth. The owner will remain for a negotiable period during the transition, and the owner’s son, a senior executive, plans to remain long term and lead the business.