PRICED FOR QUICK SALE!!!

P&C Agencies normally sell for multiple of 2.5 of commissions. Selling for for a 1.2 multiple.

Established Independent Auto & Home Insurance Agency with Strong Growth Trajectory.

This thriving personal lines insurance agency represents an exceptional opportunity for new agents or existing SIAA members in Maryland.

Built entirely through virtual operations, online lead generation and referrals. The business has achieved remarkable growth from startup to 880 active policies in under three years.

Financial Highlights

Annual commission revenue of $250,000 with seller's discretionary earnings of $120,000. The agency maintains a diverse risk portfolio with 95% auto and 5% homeowners policies, split between 40% standard and 60% non-standard markets.Business Operations

The agency operates as a 100% virtual business model, positioning it ahead of traditional competitors who have not adapted to digital transformation. Current carrier relationships include National General, Progressive, Geico, and Travelers through SIAA membership, providing access to competitive markets and comprehensive product offerings.

Growth Potential

lWith unlimited growth potential available through increased marketing investment and staff expansion, this business offers scalable opportunities for ambitious operators. The virtual model allows for efficient operations without geographic constraints, and the business is fully relocatable.

Key Advantages

Established customer base of 880 policies generating consistent recurring commissionProven online lead generation system and virtual operations modelAccess to multiple A-rated carriers through SIAA membershipStrong mix of standard and non-standard markets maximizing opportunitiesNo experience required - seller achieved current success starting from zero

Seller Support

The current owner will provide 30 days of training and support to ensure smooth transition. Owner financing available for 10% of purchase price.This turnkey operation is ideal for entrepreneurs seeking entry into the insurance industry or existing agents looking to expand their Maryland presence. The business requires assumption of the existing SIAA master agent contract.