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Independent P&C Auto & Home Insurance Agency - Virtual Office
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PRICED FOR QUICK SALE!!!
P&C Agencies normally sell for multiple of 2.5 of commissions. Selling for a 1.75 multiple. Virtual model has very little expenses.
Established Independent Auto & Home Insurance Agency with Strong Growth Trajectory even in tough market after Covid for auto and home insurance. Industry is finally stabilizing allowing for a great opportunity to continue to grow!
Built entirely through virtual operations, online lead generation and referrals. The business has achieved remarkable growth from startup to 880 active policies in under three years.
Financial Highlights
Annual commission revenue of $240,000. The agency maintains a diverse risk portfolio with 95% auto and 5% homeowners policies, split between 50% standard and 50% non-standard markets.
Business Operations
The agency operates as a 100% virtual business model, positioning it ahead of traditional competitors who have not adapted to digital transformation. Current carrier relationships include National General, Progressive, Gainsco, Geico, and Travelers, providing access to competitive markets and comprehensive product offerings.
Growth Potential
With unlimited growth potential available through increased marketing investment and staff expansion, this business offers scalable opportunities for ambitious operators. The virtual model allows for efficient operations without geographic constraints, and the business is fully relocatable.
Key Advantages
Established customer base of 855 policies generating consistent recurring commission
Proven online lead generation system and virtual operations model
Strong mix of standard and non-standard markets maximizing opportunities
No experience required - seller achieved current success starting from zero
Seller Support
The current owner will provide 30 days of training and support to ensure smooth transition. Owner financing available for 10% of purchase price.This turnkey operation is ideal for entrepreneurs seeking entry into the insurance industry or existing agents looking to expand their presence.
P&C Agencies normally sell for multiple of 2.5 of commissions. Selling for a 1.75 multiple. Virtual model has very little expenses.
Established Independent Auto & Home Insurance Agency with Strong Growth Trajectory even in tough market after Covid for auto and home insurance. Industry is finally stabilizing allowing for a great opportunity to continue to grow!
Built entirely through virtual operations, online lead generation and referrals. The business has achieved remarkable growth from startup to 880 active policies in under three years.
Financial Highlights
Annual commission revenue of $240,000. The agency maintains a diverse risk portfolio with 95% auto and 5% homeowners policies, split between 50% standard and 50% non-standard markets.
Business Operations
The agency operates as a 100% virtual business model, positioning it ahead of traditional competitors who have not adapted to digital transformation. Current carrier relationships include National General, Progressive, Gainsco, Geico, and Travelers, providing access to competitive markets and comprehensive product offerings.
Growth Potential
With unlimited growth potential available through increased marketing investment and staff expansion, this business offers scalable opportunities for ambitious operators. The virtual model allows for efficient operations without geographic constraints, and the business is fully relocatable.
Key Advantages
Established customer base of 855 policies generating consistent recurring commission
Proven online lead generation system and virtual operations model
Strong mix of standard and non-standard markets maximizing opportunities
No experience required - seller achieved current success starting from zero
Seller Support
The current owner will provide 30 days of training and support to ensure smooth transition. Owner financing available for 10% of purchase price.This turnkey operation is ideal for entrepreneurs seeking entry into the insurance industry or existing agents looking to expand their presence.
About the Business
- Years in Operation
- 3
- Employees
- 1 Full-time
- Currently Relocatable
- Yes
- Currently Home Based
- Yes
- Facilities & Assets
- PRICED FOR QUICK SALE!!!
100% Personal Lines. $240k in commissions. 855 polices, 95% auto, 5% home. 50% standard and 50% non-standard. 100% virtual and built from online leads.
We are part of SIAA so you MUST assume our contract with master agent in Maryland. Perfect for agent going in business for first time or for an SIAA member in Maryland.
Carriers include Nat Gen, Progressive, Geico and Travelers. Must sign NDA and show proof of funds before discussing further. Owner willing to finance 10% - Market Outlook / Competition
- We have grown from 0 policies to 855 in under 3 years with no experience in a tough auto insurance market due to multiple rate increases. Market has finally stabilized so imagine the opportunities for growht. Older competitors have not adjusted to virtual world and selling completely online.
- Opportunities for Growth
- Unlimited if willing to spend more on marketing and adding more staff
About the Sale
- Seller Motivation
- Concentrate on other business recently purchased
- Transition Support
- We can support and train you for 30 days
- Financing Options
- Owner Will finance 10%
Listing Info
- ID
- 2444453
- Listing Views
- 1276
Listing ID: 2444453 The information on this listing has been provided by either the seller or a business broker representing the seller. BizQuest has no interest or stake in the sale of this business and has not verified any of the information and assumes no responsibility for its accuracy, veracity, or completeness. See our full Terms of Use. Learn how to avoid scams.
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