Licensed Captive Insurance Company for Sale
Share on Facebook 
Post to X 
Share on LinkedIn Business Description
Tennessee domicile LLC
Business Overview
For sale: a fully operational captive insurance company — Bespoke Insurance Groups, located in Phoenix, Arizona (202 E Earll Dr., Ste 360, Phoenix, AZ 85012). This business specializes in providing tailored captive insurance solutions for businesses seeking greater control over risk, insurance costs and long-term savings.
Why This Business Stands Out
A niche, high-value service model: the captive insurance structure appeals to businesses that want to move beyond traditional commercial insurance. The model offers customized coverage, improved cash flow, claims-control, and potential tax advantages.
Established local presence with a professional address and credible positioning (“Arizona’s top insurance company … over 5 years of experience”) creating a strong foundation for growth.
Tailored to a business-to-business clientele: companies with higher insurance premiums, complex risk profiles, or those seeking stability and predictability in premiums will see value.
Market Opportunity & Growth Potential
This business is well positioned in a challenging insurance marketplace where premiums are rising, coverage is tightening, and companies are increasingly looking for alternative strategies such as captives. The buyer can accelerate growth by:
Expanding into additional states or jurisdictions beyond Arizona.
Broadening verticals served (e.g., construction, healthcare, technology) where captive models can offer major advantages.
Leveraging existing infrastructure to upsell risk-management services, safety planning, claims consulting.
Raising visibility through thought-leadership, content marketing, partnerships with brokers and benefits advisors.
Assets & Business Model
Licensed captive insurance platform, brand, website, and client-facing materials in place (via Bespoke Insurance Groups).
Streamlined service offering: includes assistance with insurance contracts, safety plan development, compliance support, and long-term risk strategy.
Recurring-style revenue potential: once a client is in the captive program, ongoing premium management, compliance, claims oversight and risk-control services can provide steady income.
Ideal Buyer Profile
A financial services or insurance company looking to add captive insurance as a strategic service line.
An existing risk-management firm or captive manager seeking to acquire an established platform.
A business with captive formation/administration experience seeking to enter or expand in this niche.
Someone comfortable with regulatory/licensing obligations of captive insurance and seeking a longer-term investment horizon.
Reason for Sale
Owner is ready to transition – offering current build-out and upside to incoming buyer. This gives the buyer the benefit of an operational platform without the start-up time or costs of forming a captive from scratch.
Asking Price & Terms
Serious inquiries only. Financials, license details, contract portfolios, and possible earn-out structures available under NDA.
Next Step
For detailed financials, licensing breakdown, client composition, and transition plan: please submit a confidentiality agreement and business acquisition questionnaire. Don’t miss the chance to acquire a turnkey captive insurance business with strong potential upside.
For sale: a fully operational captive insurance company — Bespoke Insurance Groups, located in Phoenix, Arizona (202 E Earll Dr., Ste 360, Phoenix, AZ 85012). This business specializes in providing tailored captive insurance solutions for businesses seeking greater control over risk, insurance costs and long-term savings.
Why This Business Stands Out
A niche, high-value service model: the captive insurance structure appeals to businesses that want to move beyond traditional commercial insurance. The model offers customized coverage, improved cash flow, claims-control, and potential tax advantages.
Established local presence with a professional address and credible positioning (“Arizona’s top insurance company … over 5 years of experience”) creating a strong foundation for growth.
Tailored to a business-to-business clientele: companies with higher insurance premiums, complex risk profiles, or those seeking stability and predictability in premiums will see value.
Market Opportunity & Growth Potential
This business is well positioned in a challenging insurance marketplace where premiums are rising, coverage is tightening, and companies are increasingly looking for alternative strategies such as captives. The buyer can accelerate growth by:
Expanding into additional states or jurisdictions beyond Arizona.
Broadening verticals served (e.g., construction, healthcare, technology) where captive models can offer major advantages.
Leveraging existing infrastructure to upsell risk-management services, safety planning, claims consulting.
Raising visibility through thought-leadership, content marketing, partnerships with brokers and benefits advisors.
Assets & Business Model
Licensed captive insurance platform, brand, website, and client-facing materials in place (via Bespoke Insurance Groups).
Streamlined service offering: includes assistance with insurance contracts, safety plan development, compliance support, and long-term risk strategy.
Recurring-style revenue potential: once a client is in the captive program, ongoing premium management, compliance, claims oversight and risk-control services can provide steady income.
Ideal Buyer Profile
A financial services or insurance company looking to add captive insurance as a strategic service line.
An existing risk-management firm or captive manager seeking to acquire an established platform.
A business with captive formation/administration experience seeking to enter or expand in this niche.
Someone comfortable with regulatory/licensing obligations of captive insurance and seeking a longer-term investment horizon.
Reason for Sale
Owner is ready to transition – offering current build-out and upside to incoming buyer. This gives the buyer the benefit of an operational platform without the start-up time or costs of forming a captive from scratch.
Asking Price & Terms
Serious inquiries only. Financials, license details, contract portfolios, and possible earn-out structures available under NDA.
Next Step
For detailed financials, licensing breakdown, client composition, and transition plan: please submit a confidentiality agreement and business acquisition questionnaire. Don’t miss the chance to acquire a turnkey captive insurance business with strong potential upside.
About the Business
- Years in Operation
- 4
- Facilities & Assets
- In today’s insurance market, businesses face rising premiums, shrinking coverage options, and limited control over claims. What if your company could own the insurance process—transforming an expense into a profit center, while stabilizing risk and improving cash flow?
That’s exactly what a captive insurance company delivers. By forming or acquiring a captive, you take control of your own insurance destiny—customizing coverage to your exact risks, retaining underwriting profits, and gaining long-term tax and investment advantages. - Website
- https://bespokeinsurancegroups.com
- Market Outlook / Competition
- Tax Efficiency: Depending on structure, premiums paid to the captive may be deductible, while underwriting gains accumulate tax-advantaged.
Asset Growth: Captives build surplus over time—creating a financial asset that can be leveraged or sold.
Strategic Exit Potential: The captive being offered is fully licensed, compliant, and ready to operate—saving you the 12–18 months and regulatory costs typically required to form one from scratch. - Opportunities for Growth
- This is more than an insurance vehicle—it’s a strategic financial tool. Whether your goal is to enhance enterprise risk management, diversify income streams, or prepare for future liquidity events, acquiring this captive positions your business for sustainable control and profitability.
Let’s schedule a brief call this week to walk through the financials, licensing status, and capitalization requirements. Captive opportunities like this don’t stay on the market long—especially one with a proven structure and clean regulatory record.
About the Sale
- Transition Support
- Cost Control & Profit Retention: Instead of paying premiums to outside carriers, your business retains underwriting profits and investment income.
Stability & Flexibility: A captive allows you to manage hard-market cycles, set your own coverage terms, and adapt policies to fit your risk profile.
Listing Info
- ID
- 2438663
- Listing Views
- 226
Business Location
Listing ID: 2438663 The information on this listing has been provided by either the seller or a business broker representing the seller. BizQuest has no interest or stake in the sale of this business and has not verified any of the information and assumes no responsibility for its accuracy, veracity, or completeness. See our full Terms of Use. Learn how to avoid scams.
Businesses for SaleArizona Businesses for SaleArizona Financial Businesses for SaleArizona Insurance Agents Businesses for Sale
Similar Listings
