Exceptional opportunity to acquire a highly profitable and well-established P&C insurance agency located in North Miami. This agency generates strong recurring revenue with approximately 900 active clients and over $2.5M in annual written premiums. With an estimated SDE of $150,000 per year, the business provides the new owner with strong earnings from day one and a clear path for expansion.

Operating for nearly four years, the agency has built a loyal client base with solid retention and stable monthly commissions. Revenue for 2024 totaled $260,982, supported by a diversified mix of auto, home, renters, and commercial policies. The business is fully turnkey and includes all carrier appointments, client files, software systems, digital assets, and office equipment. The new owner can keep the current leased location or relocate as needed.

The South Florida market continues to grow rapidly, creating constant demand for personal and commercial insurance. Although competition exists, this agency benefits from strong client relationships, bilingual service, and streamlined operations, making it stand out in a high-growth region.

Significant growth opportunities include adding life and health insurance products, increasing commercial lines, strengthening marketing efforts, hiring additional producers, and leveraging digital advertising to generate leads. With the right strategy, the agency’s premium volume and revenue can scale quickly.

Reason for selling: Owner is relocating out of the area. The business is healthy, profitable, and fully operational—this is a relocation-based sale, not a performance issue.

Training & Support: Seller will provide 30 days of training, including assistance with carrier transfers, system onboarding, and client introductions, ensuring a smooth and successful transition.

This is a rare chance to acquire a profitable, stable, and high-demand P&C agency in one of Florida’s fastest-growing markets. Perfect for an existing agency looking to expand or an insurance professional seeking immediate recurring income and long-term scalability.