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Pawn Shop Collateral Loan Business License Gold Buying Jewelry
Business Description
Pawn Shop Has Exclusive Market License 120%-240% APR
“ Exclusive Opportunity
Asking Price: $399,000
Inventory: Can be negotiated, not included in price listed
Active Loans: Not included , can be negotiated.
Location: St. Louis (County ) , Missouri
Square feet 4700 Sq. Ft being used; up to 6300 sq. ft. available
Real Estate Information: Part of building rented out. 18 ft. high ceilings
Furniture, Fixtures &Equipment (FF&E): Included in the successful sale or lease are safes,
shelving, security systems and camera systems.
Support & Training: Negotiable
Reason for Selling: Retiring
Competition: Limited as Seller holds one of the exclusive collateral licenses issued
Financing : Will consider financing
Established: Decades in business
Decades of Proven Success: This well-established shop has enjoyed a long history of success in a prime St. Louis metro location with high traffic flow.
Exclusive Market Position: Benefit from an exclusive market position with no new licenses being issued in the area ensuring limited competition.
Opportunity for High Yield- This business generates significant monthly cash flow through a high yield loan balance. Interest rates on collateral loans range from 10%- 20% PER MONTH, representing an incredible 120% to $240% annualized interest yield.
Recession Resistant Business-During downturns in the economy , there is an increase in demand for loans thereby benefiting collateral loan companies
High Security Features: The business incorporates robust security measures for both employees and valuable inventory and loans.
Prime Real Estate : This includes the opportunity to expand in the building and also purchase prime commercial real estate property, providing significant long-term value and flexibility and plenty of room for expansion in a high traffic location.
Usable floor space could be doubled to 9400 Sq. Ft because of ceiling height.
High Growth Potential: Tap into a strong customer base and explore opportunities for further expansion.
Confidentiality Assured: All inquiries are handled with strict confidentiality to protect the existing business operations.
Additional Information: Buyer is responsible for obtaining and or transferring all licenses required by Federal, State and Local laws.
Please include your name, contact information, and a brief background. We need this information prior to releasing any non public information. Because of the confidentiality of this listing, proof of funds and or fundability is required along with a signed Non-Disclosure Agreement (NDA).
Asking Price: $399,000
Inventory: Can be negotiated, not included in price listed
Active Loans: Not included , can be negotiated.
Location: St. Louis (County ) , Missouri
Square feet 4700 Sq. Ft being used; up to 6300 sq. ft. available
Real Estate Information: Part of building rented out. 18 ft. high ceilings
Furniture, Fixtures &Equipment (FF&E): Included in the successful sale or lease are safes,
shelving, security systems and camera systems.
Support & Training: Negotiable
Reason for Selling: Retiring
Competition: Limited as Seller holds one of the exclusive collateral licenses issued
Financing : Will consider financing
Established: Decades in business
Decades of Proven Success: This well-established shop has enjoyed a long history of success in a prime St. Louis metro location with high traffic flow.
Exclusive Market Position: Benefit from an exclusive market position with no new licenses being issued in the area ensuring limited competition.
Opportunity for High Yield- This business generates significant monthly cash flow through a high yield loan balance. Interest rates on collateral loans range from 10%- 20% PER MONTH, representing an incredible 120% to $240% annualized interest yield.
Recession Resistant Business-During downturns in the economy , there is an increase in demand for loans thereby benefiting collateral loan companies
High Security Features: The business incorporates robust security measures for both employees and valuable inventory and loans.
Prime Real Estate : This includes the opportunity to expand in the building and also purchase prime commercial real estate property, providing significant long-term value and flexibility and plenty of room for expansion in a high traffic location.
Usable floor space could be doubled to 9400 Sq. Ft because of ceiling height.
High Growth Potential: Tap into a strong customer base and explore opportunities for further expansion.
Confidentiality Assured: All inquiries are handled with strict confidentiality to protect the existing business operations.
Additional Information: Buyer is responsible for obtaining and or transferring all licenses required by Federal, State and Local laws.
Please include your name, contact information, and a brief background. We need this information prior to releasing any non public information. Because of the confidentiality of this listing, proof of funds and or fundability is required along with a signed Non-Disclosure Agreement (NDA).
About the Business
- Years in Operation
- 33
- Employees
- 2 Full-time
- Facilities & Assets
- FFE will be included in the successful completion of lease/sale of building. FFE includes signage, safes, security systems, shelving and show cases as part of the lease or sale of building. The business occupies 4700 square feet but an additional 1600 square feet could be available for a total of 6300 square feet ( 18 ft. high ceilings). The asking price does not include the building or real estate. The asking price includes only the license. This is an exclusive license , Inventory and loans would be negotiable .
- Market Outlook / Competition
- Business Description Turnkey Pawn License for Sale – St. Louis County Cap Limit (No New Licenses Allowed)Experienced Pawnbrokers Only. No Brokers. If you are already in the pawn industry, you know exactly what this is. This sale is strategically structured around the transfer of a highly restricted, grandfathered collateral loan license allowing 120%–240% APR. St. Louis City and St. Louis County have capped these licenses. No more are being issued. This is an asset sale for someone who understands that a restricted license in this high-traffic metro area is a legal monopoly and a pure money machine. We are intentionally keeping this transaction simple, clean, and straightforward. You do not need to be a CPA or a Wharton graduate to see the math here. Because of this, we will not deal with business brokers. Brokers want to analyze irrelevant details and do not understand the raw, un-replicable value of a capped market license .Asset & Transaction Details: The License. Keep it Simple
- Opportunities for Growth
- This is a rare opportunity to acquire a high-yield ( 120-240% APR) , fully collateralized consumer finance or pawn business with a protected license. The business serves a demographic set of clients seeking discreet short term liquid loans. This business outpaces traditional credit market - has triple digit yields.
Real Estate
- Owned or Leased
- Owned
- Not included in asking price
- Building Sq. Ft.
- 6,300
- Rent
- $3,281 per month
About the Sale
- Seller Motivation
- Retiring
- Transition Support
- Negotiable
- Financing Options
- Will consider financing to qualified Buyers
Listing Info
- ID
- 2327137
- Listing Views
- 5212
Listing ID: 2327137 The information on this listing has been provided by either the seller or a business broker representing the seller. BizQuest has no interest or stake in the sale of this business and has not verified any of the information and assumes no responsibility for its accuracy, veracity, or completeness. See our full Terms of Use. Learn how to avoid scams.
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