Personal lines Book with Options

Asking Price$110,000

Cash Flow

EBITDANot Disclosed

Gross Revenue$88,500

InventoryNot Disclosed

FF&ENot Disclosed

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Personal lines Book with Options


Asking Price$110,000

Cash Flow

EBITDANot Disclosed

Gross Revenue$88,500

InventoryNot Disclosed

FF&ENot Disclosed

Business Description
Auto/Home Insurance Agency for sale
Imagine stepping into a well-established insurance agency where 90% of clients choose to stay year after year. That's the kind of loyalty and trust you'll inherit with this balanced auto and home insurance book of business.

You'll love the unique position this opportunity offers. As a Farmers agent, you get the best of both worlds - the recognition and backing of a major insurance brand, plus the flexibility to operate almost like an independent broker. It's what we call semi-captive, giving you credibility with clients while maintaining your entrepreneurial spirit.

The numbers tell a compelling story. With such strong client retention, you're not starting from scratch - you're building on a solid foundation of satisfied customers who trust their agent. This loyal client base becomes your launching pad for growth.

Here's where it gets exciting: this book is perfectly positioned for someone ready to make it their primary focus. The current foundation is strong, but there's tremendous untapped potential. With dedicated time, strategic effort, and smart capital investment, you could realistically double the agency's size within 15 months.

Whether you're an experienced agent looking for your next chapter or someone ready to dive into the insurance industry, this opportunity offers the security of established relationships combined with significant growth potential. The infrastructure is there, the clients are loyal, and the brand recognition opens doors.

This isn't just about buying a book of business - it's about stepping into a role where you can make a real difference in people's lives while building something substantial for yourself. The foundation is set; now it just needs someone with vision and drive to take it to the next level.
About the Business
Years in Operation
6
Employees
Just owner
Currently Relocatable
Yes
Franchise
This business is an established franchise
Facilities & Assets
Office is located inside the owner's primary business location which is an accountant so could be moved to another location which would better align with growth and staffing space.
Market Outlook / Competition
The California market has reopened as it went through a tough period with the last few years of wildfires and rate challenges. We have seen record new business days in the last 3 months as agents who are marketing with referrals and targeting leads from vendors are writing more business now then anytime in the last 5 years. Competition is present but many carriers left CA after the fires so less companies meaning less competition
Opportunities for Growth
Having the ability to market both locally and across the entire state growth in the CA market has huge potential. The recent u/w changes and auto refresh on rate has allowed us to write a lot of business leading with home insurance and bundling auto. Leverage technology which seems to be a slow uptick in the CA insurance space allows agencies using to move faster and intern grow quickly
Real Estate
Owned or Leased
Leased
Building Sq. Ft.
700
Rent
$1,000 per month
Lease Expiration
11/1/2026
About the Sale
Seller Motivation
leaving insurance business
Transition Support
World class University of Farmers training and support as well as a top 1% Presidents Council District Manager and team for support. This includes recruiting staff assistance, onboarding and systems training, automation and tech specialist and constant Agency Business Consultant advice and support.
Financing Options
Farmers Credit Union
Listing Info
ID
2537743
Listing Views

Listing ID: 2537743 The information on this listing has been provided by either the seller or a business broker representing the seller. BizQuest has no interest or stake in the sale of this business and has not verified any of the information and assumes no responsibility for its accuracy, veracity, or completeness. See our full Terms of Use. Learn how to avoid scams.