Profitable consumer fintech, $10.8M LTM revenue. $3.7M LTM EBITDA
Share on Facebook 
Post to X 
Share on LinkedIn 
Share on Reddit Business Description
The Company is a U.S. consumer-fintech platform that helps individuals discover and recover financial assets they've lost track of — a large, recurring problem that grows as consumers change jobs and institutions accumulate unclaimed funds. Users subscribe for ongoing monitoring and recovery across multiple asset categories, supported by proprietary, user-authorized data coverage across a broad network of institutional and government sources.
Financial profile: ~$10.8M LTM net revenue ; ~$3.7M LTM EBITDA (~34% margin); 85–90% gross margins; ~50K paying subscribers drawn from a multi-million registered-user base; ~3-month CAC payback with 3–4x LTV/CAC. It is debt-free, holds a meaningful cash balance, and operates fully remote with a lean team and highly automated cost base. EBITDA figure is LTM Adjusted EBITDA, normalized for one-time and owner-related items.
The founders are pursuing new opportunities, will support a full transition, and have engaged an M&A advisor to run a structured process. Detailed materials, including the confidential information memorandum, are available upon execution of an NDA. Principals and qualified buyers only.
Financial profile: ~$10.8M LTM net revenue ; ~$3.7M LTM EBITDA (~34% margin); 85–90% gross margins; ~50K paying subscribers drawn from a multi-million registered-user base; ~3-month CAC payback with 3–4x LTV/CAC. It is debt-free, holds a meaningful cash balance, and operates fully remote with a lean team and highly automated cost base. EBITDA figure is LTM Adjusted EBITDA, normalized for one-time and owner-related items.
The founders are pursuing new opportunities, will support a full transition, and have engaged an M&A advisor to run a structured process. Detailed materials, including the confidential information memorandum, are available upon execution of an NDA. Principals and qualified buyers only.
About the Business
- Years in Operation
- 5
- Employees
- 10 (1 Full-time, 9 Part-time)
Lean team, fully remote team. Founders are active in the business and committed - Currently Relocatable
- Yes
- Facilities & Assets
- Fully remote operation with no physical facilities
- Market Outlook / Competition
- Large, structurally growing market: as consumers change jobs and relocate, financial assets are routinely left behind or lost track of, and the pool of unclaimed funds held by institutions and government registries grows every year. The Company is a differentiated challenger in consumer financial-asset discovery. Its proprietary, user-authorized data coverage across a broad network of institutional and government sources is difficult to replicate, and its multi-category platform creates repeat discovery events per household that single-purpose tools lack. Competition is fragmented across manual search and point solutions; no player owns the category.
- Opportunities for Growth
- Multiple identified levers, none fully exploited: (1) converting more of the multi-million registered-user base into paying subscribers; (2) scaling paid acquisition — ~3-month CAC payback and 3–4x LTV/CAC leave substantial profitable headroom; (3) expanding B2B and embedded distribution partnerships with financial institutions and workplace platforms; (4) turning one-time searches into always-on monitoring relationships; (5) pricing and packaging optimization from today's single subscription tier; and (6) for a strategic acquirer, cross-selling adjacent financial products into a high-intent subscriber base at negligible incremental cost.
About the Sale
- Seller Motivation
- Founders pursuing new opportunities; committed to full transition support.
- Transition Support
- Founders will provide comprehensive transition support and are open to a customary post-close handoff period to ensure continuity of operations, partnerships, and product knowledge.
Listing Info
- ID
- 2533223
- Listing Views
- 19
Attached DocumentsAttachment Disclaimer
Listing ID: 2533223 The information on this listing has been provided by either the seller or a business broker representing the seller. BizQuest has no interest or stake in the sale of this business and has not verified any of the information and assumes no responsibility for its accuracy, veracity, or completeness. See our full Terms of Use. Learn how to avoid scams.
Businesses for SaleCalifornia Businesses for SaleCalifornia Financial Businesses for SaleCalifornia Other Financial Businesses for Sale
Similar Listings
