Koko FitClub of Rapid City is offered at $100,000 cash, with the buyer assuming an existing SBA EIDL loan of $108,628 at 3.75% fixed through 2050 ($578/month) — bringing total deal value to approximately $208,000. This below-market financing is a genuine asset of the deal. The business is a technology-driven licensed fitness studio with 14 years of operating history, a loyal recurring-revenue membership base, and a genuine growth opportunity ahead for the right buyer.

THE BUSINESS
The club operates on an automated monthly billing model, generating approximately $13,800 to $14,300 per month in recurring membership revenue. Members pay automatically each month, creating predictable cash flow with minimal day-to-day transaction management. The business does not require a fitness background to operate. The Koko SMARTRAINING system guides members through personalized, digitally-coached workouts using proprietary in-studio equipment.

THE OPPORTUNITY
Sheridan Lake Road, the primary access route to the facility, was under active construction from 2022 through October 2025. For approximately three years, members faced detours and access disruptions to reach the club. The membership base contracted during this period as a direct result of access difficulty, not dissatisfaction with the business. Construction is now fully complete and the road is fully open. A new owner steps in with restored access and the opportunity to grow the membership base from day one in a way that prior ownership simply could not.

THE FINANCIALS
The business returned to profitability in 2024 ($8,571 net income) and grew that profit to $17,669 in 2025, the strongest net income year in the three-year period, despite lower top-line revenue. This reflects a leaner, more efficient operation. Seller's Discretionary Earnings (SDE) were $38,071 in 2024 and $30,134 in 2025, with a 2-year average of $34,103. Revenue per member improved 27% over three years, from $882 to $1,123, demonstrating stronger unit economics even as total count declined.

THE DEAL
Asking price is $90,000 to $100,000 cash. The buyer may also assume an existing SBA COVID EIDL loan of $108,628 at 3.75% fixed through 2050 ($578/month), bringing total deal value to approximately $198,000 to $210,000. This below-market fixed-rate financing is a genuine asset of the deal and cannot be replicated at current rates. The business is SBA 7(a) eligible for qualified buyers seeking conventional financing.

THE TRANSITION
Sellers are committed to a smooth transition and will provide 2 to 4 weeks of hands-on training. The licensor (Koko Licensing Group) has been contacted and has responded cooperatively with a clear buyer approval process. The landlord will issue a new lease directly to a qualified buyer through a standard application process.

A full Confidential Information Memorandum including three years of verified tax returns, SDE recast worksheet, membership data, and deal structure details is available to qualified buyers after execution of a Non-Disclosure Agreement.