Exceptional opportunity to acquire a highly profitable and well-established P&C insurance agency located in North Miami. The agency services approximately 900 active clients and generates more than $2.1M in annual written premiums with an estimated $130,000 in seller discretionary earnings (SDE).

The business has been operating successfully for nearly four years and produces consistent recurring commission revenue through policy renewals and a diversified mix of auto, home, renters, and commercial insurance. Total commission revenue for 2025 exceeded $278,000.

This is a fully turnkey operation that includes the established book of business, existing client base, carrier appointments, systems, digital assets, and office equipment. The agency currently operates within the Estrella Insurance platform, providing brand recognition, operational support, and established carrier relationships.

The South Florida insurance market continues to experience strong population growth and increasing demand for both personal and commercial coverage. This agency benefits from strong client relationships, bilingual service, and efficient operations.

There is significant potential for growth by expanding commercial lines, adding life and health products, increasing digital marketing, and hiring additional producers.

Reason for sale: Owner relocating out of the area. The business is healthy, profitable, and fully operational.