This established Property & Casualty insurance agency represents a compelling acquisition opportunity in the Chattanooga metropolitan market. The business has demonstrated consistent operational performance with strong renewal characteristics and stable revenue generation.

Business Overview:
The agency specializes in personal lines insurance products, including automobile, homeowners, and umbrella coverage. With 1.5 years of operational history, the business has achieved monthly recurring revenue of $4,000 through established client relationships and effective retention strategies.

Operational Structure:
The agency operates with a remote-first business model, providing flexibility for geographic relocation within the Chattanooga metro area. Current overhead remains minimal with monthly rent expenses of $1,150. The turnkey operation allows for seamless ownership transition with existing systems and processes in place.

Financial Performance:
The business maintains favorable loss ratios, indicating effective risk assessment and client selection. Strong renewal rates demonstrate client satisfaction and revenue stability. The established book of business provides predictable income streams with growth potential.

Market Position:
Positioned in the stable personal lines insurance segment, the agency serves the growing Chattanooga metropolitan area. The focus on essential coverage types (auto, home, umbrella) ensures consistent demand and renewal opportunities.

Opportunity Highlights:
- Established customer base with strong retention rates
- Minimal overhead structure with flexible location requirements
- Remote operational capabilities
- Stable monthly recurring revenue of $4,000
- Favorable loss ratios indicating quality risk selection
- Turnkey acquisition ready for immediate transition

This acquisition opportunity offers an established insurance agency with proven performance metrics, operational flexibility, and growth potential in a stable market segment.