Description:
The Company is a full-service provider of licensing and compliance solutions serving mortgage lenders, brokers, consumer lenders, debt collection agencies, and other regulated financial services organizations. The Company provides end-to-end licensing, compliance management, amendments, renewals, Arizona Responsible Individual services, NMLS support, and regulatory consulting, supporting clients throughout the entire licensing lifecycle from application through ongoing maintenance and compliance.

Key Aspects:
• Strong Financial Performance: The Company maintained a strong average adjusted EBITDA margin of 23.6% from 2023 through 2025.
• Highly Recurring Revenue Base: In 2025, ~54.7% of the Company's revenue was recurring, driven by its various services, annual contract renewals, and long-term client relationships, with ~86% of total revenue derived from repeat clients and no single client accounting for more than 5% of revenue.
• Leading Industry Position: The Company has served more than 2,000 clients since its inception and supports over 400 active multistate licensees, establishing a strong reputation within the mortgage licensing and compliance industry.
• Strong Regulatory Relationships: The Company maintains active participation in leading industry organizations, including AARMR Industry Advisory Council, MBA, and the NMLS, providing valuable industry visibility and regulatory insight.

Opportunities:
• Increase Cross-Selling Opportunities: Deepen existing client relationships by expanding adoption of compliance, maintenance, amendment, and ancillary service offerings.
• Leverage the Proprietary Platform: Utilize the Company's proprietary platform to support licensing management opportunities across additional regulated industries.
• Expand within the Debt Collection Market: Leverage growing demand for debt collection licensing and compliance services driven by rising consumer debt and delinquency levels.
• Benefit from Lower Interest Rates: Capture increased demand generated by mortgage lenders and brokers expanding their geographic footprint as interest rates decline.
• Capitalize on International Expansion: Expand relationships with international firms seeking licensing and compliance support to enter and operate within the U.S. financial services market.

Headquartered:
• Western, US

Current Markets:
• The Company serves a diversified client base, primarily supporting mortgage brokers, lenders, and banking institutions, as well as consumer lending and debt collection companies.
• The Company operates nationwide across all 50 states and also supports international clients seeking to establish or expand regulated operations within the United States.

Real Estate:
• The Company operates from a 6,943 sq. ft. leased office, supporting its team and day-to-day operations.
• Management has initiated the Company's transition to a fully remote operating structure by the end of 2026, which is expected to reduce overhead costs and enhance operational flexibility.

Shareholder Objectives:
• The Company is wholly owned by a single shareholder, who is seeking a full exit from the Company.
• The owner is open to supporting a structured transition and is flexible to remain involved in a limited or advisory capacity.