** SBA bankable**

ON PACE FOR RECORD 2026 — $5.6M REV THROUGH JUNE — TRACKING $11M+ REV & $2M EBITDA

This residential exterior remodeling company installs windows, doors, siding, gutters, and insulation across the greater San Francisco Bay Area and has been doing it for nearly 30 years. Revenue runs about $10M with a 3-year average adjusted EBITDA of $1.28M, roughly 13% margins, and 2026 is pacing to be the strongest year in company history at $5.6M booked through June. Nearly half of revenue comes from repeat customers and referrals off a 10,000+ client database and a 4.8/5 rating across hundreds of verified third-party reviews. Preferred dealer and contractor status with two national exterior brands, earned over decades of volume, transfers with the business.

TOP REASONS TO ACQUIRE

— Bankable -- two independent lenders underwrote this separately and landed in the same place.
— Record Year in Progress -- $5.6M in revenue January through June 2026, tracking past $11M annualized.
— Roughly 10% Down -- buyer equity of ~$720K to ~$880K all-in depending on lender... about $720K controls $1.28M in adjusted EBITDA.
—SBA Cap Already Solved -- $5.0M SBA 7(a) paired with a conventional second funded pari passu at close, same 10-year term, no prepayment penalty.
—Clean Books -- no commingled personal expenses to untangle. Owner comp is fully adjusted with market-rate management replacement already deducted from earnings.
—Working Capital Included -- $1.5M delivered at close inside the purchase price.
—Both Owners Exiting Clean -- with structured transition support. Production and field management stay in place.

FINANCIAL PERFORMANCE
2023: Revenue $9.5M — Adjusted EBITDA $1.32M
2024: Revenue $8.5M — Adjusted EBITDA $1.31M
2025: Revenue $10.05M — Adjusted EBITDA $1.15M
2026: $5.6M through June, annualizing to roughly $11.3M

3-Year Average Adjusted EBITDA (tax return basis): $1,279,424
Asking Price: $7,000,000, including $1.5M working capital delivered at close

Day one a buyer walks into a loaded production pipeline, tenured production and field management, established vendor accounts, and a brand that generates its own lead flow. Sales, install crews, and job workflow already run without either owner in the field. A nearly 30-year platform at this scale, with bank financing already vetted, does not come to market often in this region.

KEY HIGHLIGHTS

— Bankability: Both lenders reviewed tax returns and interim financials and structured it the same way... $5.0M SBA 7(a) alongside a conventional second funded pari passu, one 10-year term, roughly — 10% buyer equity, no seller carry. Pre-qualification letters available under NDA.
— Management Depth: Production, pre-production, and field operations run under long-tenured managers. Adjusted earnings already carry a market-rate replacement CEO and ops lead.
— Vendor Relationships: Preferred contractor and dealer status with two national brands, held for decades. Ownership introduces the buyer to key vendor reps in transition.
— Reputation and Record: 4.8/5 rating across hundreds of verified reviews, Diamond Certified, multiple national industry awards. One general liability claim in nearly 30 years, zero lawsuits, zero open disputes.
— Dormant Customer Database: 10,000+ past clients in CRM never targeted with a systematic re-engagement campaign. Basic marketing discipline turns that into revenue on day one.
— Geographic Runway: Serves the extended Bay Area but has never pushed to the edges of its market. Adjacent territory is open for a brand with this much regional recognition.