Established credit repair firm founded February 2022 in the Orlando metro. Lifetime collections of $1.77M across 5,700+ client subscriptions, verifiable directly in the billing system of record (Billsby) - the billing data reconciles with merchant deposits nearly to the dollar. At full throttle in 2023-2024 the business onboarded 200-300 new clients per month and collected up to $67k in a single month.

The owner stepped back 18 months ago to focus on other ventures. Deliberately run at idle, the business collected $147k over the trailing twelve months and currently runs at roughly $9.7k per month (65 active clients on recurring plans plus about $1,100/month in credit-monitoring affiliate commissions) against roughly $1,700/month in total operating costs, on about 4 hours of owner time per week and zero advertising spend.

What transfers with the sale:
- 65 active recurring client subscriptions and the billing relationship
- 4.9-star Google Business Profile with 89 reviews, producing inbound calls daily
- About 10 new organic client signups per month with no marketing
- Database of 50,000+ leads and 4,700+ former clients
- Custom-built growth software: multi-line power dialer with local presence, SMS and email drip automation, and an AI content engine
- Brand, business phone numbers, domain and website
- The documented playbook from the 300-signup-per-month era

Dispute fulfillment runs on industry-standard tools (Credit Repair Cloud and DisputeFox), so an existing operator can absorb this book overnight, and a new owner-operator inherits a complete, working system. Fully remote and relocatable anywhere in the US. 30-day owner-led transition included. Confidential memo with month-by-month verified financials available to qualified buyers.