Turn-Key Farmers® Insurance Agency – Santa Cruz County
Asking: $195,000 | Book Size: ~$1.8M GWP | Service Commissions: $110K+ / yr
Overview
Rare opportunity to acquire a turn-key, established Farmers agency in Santa Cruz County. The agency comes with experienced staff and an established office location, offering immediate operational continuity and cash flow. The current owner is retiring, creating a smooth path for a new owner to step in and scale.
Highlights
Turn-key operation: Trained team, processes, and systems in place
Established office: Prime, ready-to-operate location (details under NDA)
Strong book: Approximately $1.8M in Gross Written Premium
Recurring revenue: $110,000+ in annual service commissions
Brand strength: Backed by Farmers’ products, training, and support

Transition
Seller retiring; transition timing and knowledge transfer negotiable to support a seamless handoff.
Next Steps
Serious inquiries only. Financials, office address, and staffing details available with NDA.
Contact the Central Coast District Office at 831-920-4116 for more information.