This is a turnkey, profitable insurance agency with a well-established book of business and strong recurring revenue driven by high client retention. The agency benefits from a loyal customer base, predictable renewal income, and efficient, repeatable operating systems that allow a new owner to step in and operate immediately.

The business is well-organized and professionally run, with clean financials and proven processes in place for sales, service, renewals, and lead handling. Revenue is diversified across personal lines with meaningful opportunities for organic growth through cross-selling, upselling, and disciplined lead follow-up, as well as expansion through marketing or additional staff leverage.

This agency is ideal for an owner-operator seeking reliable income with work-life balance, or for a strategic buyer or roll-up looking for a bolt-on acquisition that delivers immediate cash flow and long-term value. The current owner is willing to provide a smooth transition and reasonable post-sale support to ensure continuity of client relationships and carrier requirements.

Overall, this is a recession-resistant business with durable revenue, strong fundamentals, and clear upside for the right buyer.