Established Neighborhood Grocery Market with Series 09 Liquor License, Check Cashing & Multiple Recurring Income Streams | Tucson, AZ

Rare opportunity to acquire a well-established, recently remodeled high-volume grocery market with an in-house check cashing operation, and several recurring income streams — positioned on a major cross street in a dense Tucson trade area with excellent visibility and heavy daily traffic. Serving the same neighborhood since 1964, the store is a trusted community anchor with a loyal repeat customer base and consistent year-round volume.

The business generates approximately $1.14M in annual revenue with approximately $310,392 in owner's cash flow based on 2025 monthly-average annualized figures. Inventory of approximately $250,000± is not included in the asking price, giving a buyer meaningful asset value at close beyond the purchase price.

Revenue is driven by a genuinely diversified mix: grocery and everyday staples, beer, wine and spirits, tobacco, EBT-eligible items, lottery, Bitcoin ATM, and check cashing services, plus monthly rental income from an on-site mobile food vendor and a utility reimbursement. Ancillary and fee-based income alone contributes approximately $13,200± per month — roughly $158,000± annually — before a dollar of merchandise margin, led by check cashing commissions averaging $9,600± per month. These are high-margin, recession-resistant services with built-in repeat traffic that pulls customers through the door for in-store purchases.

The store operates from a 3,600± square foot building on a 22,000± square foot lot, open 9am–10pm, seven days a week. It has been fully remodeled with a brand-new walk-in cooler, upgraded commercial-grade flooring, modern front counters, updated POS wiring, and a full camera and monitoring system, delivering a clean, secure, efficient operation from day one. The property also includes a fully equipped commercial kitchen, currently unused and available for in-house hot food, grab-and-go, catering, ghost kitchen use, or sublease to a food operator.

Meaningful upside exists for a hands-on operator. The business runs today with just one full-time employee alongside the owner, leaving room to activate the idle commercial kitchen, add a drive-thru to capture additional sales channels, extend operating hours, expand product categories, and market to the surrounding residential base. The real estate is also available for purchase under a separate listing, giving a buyer the option to control the underlying asset and build long-term equity.

Seller financing is available to a qualified buyer with 50% down — approximately $475,000 down, amortized over five years at 7%, with payments of roughly $9,405 per month. The seller is pursuing another opportunity and will provide two weeks of hands-on transition training at no additional cost. Licenses include Series 09 liquor, EBT, and TPT.

NDA and Proof of Funds required.
For more information, please contact Vinni Sapra, licensed agent.