Historic Victorian Home: Perfect for B&B / SBA Lender Packaged
Property Description
Growth Potential:
A visionary couple could take this turnkey property and, over the next two years, build out the full destination experience — complete the garden, add lake-day packages with boats, and introduce themed Model T tours. With these enhancements and two full years of operating history, the business could easily justify a resale value of $1.1 million+, or continue producing $180K–$200K in annual net income as a lifestyle operation.
Just seven minutes from the lake, this beautifully restored Prairie-style Victorian blends historic charm with modern performance. Designed as both a timeless residence and a ready-to-launch Bed & Breakfast, Airbnb, or boutique retreat, the property invites guests to step into the past while enjoying every modern amenity.
Comprehensive SBA loan package included — complete with business plan, financial projections, and lender-ready documentation. Perfect for qualified buyers seeking fast approval.
Option 1: Purchase (SBA 7(a) Loan)
Purchase Price: ~$695,000
Estimated Startup & Furnishings: ~$100,000
Total Project: ~$795,000
Down Payment (10%): ~$80,000
Estimated Monthly Payment: $5,500–$6,200
At 70% occupancy (4 rooms @ $170/night):
• Gross Room Income: ~$14,280/month
• Total Estimated Net Profit After Loan: ~$4,000–$5,000/month
Highlights:
• Long-term equity growth.
• One blended SBA loan covers real estate + startup.
• Strong cash flow and low occupancy breakeven (~45%).
Option 2: Lease-to-Operate (SBA Startup Loan)
Monthly Rent to Owner: $3,500
SBA Startup Loan: $200,000 @ ~10% (10 years)
Monthly Loan Payment: ~$2,650
Total Fixed Overhead: ~$6,150/month
Down Payment (10%): ~$20,000
Average Monthly Net Income (after costs): ~$17,000–18,000
Less Rent & Loan: ~$6,150
Estimated Monthly Profit: ~$10,800–11,800
Annual Profit Potential: $130K–150K+
Highlights:
• Long-term equity growth.
• One blended SBA loan covers real estate + startup.
• Strong cash flow and low occupancy breakeven (~45%)
This is more than a home — it’s a destination experience. Picture guests arriving to soft period music, hosts in turn-of-the-century attire, and optional lake-day adventures: guided fishing, scenic boat rides with curated picnics, or even horse-drawn carriage rides. Add a restored Model T for nostalgic tours and themed weekends that make this one of Oklahoma’s most unique stays.
Restoration Highlights
The property has undergone a complete architectural and structural transformation led by licensed professionals:
Architect, Engineer & Designer Team: Full redesign and expansion completed with engineering oversight.
Structural Integrity: All framing reinforced or replaced; porch columns rebuilt in precast stone for longevity.
New Attic Suite: Two bedrooms and a full bath added via a custom stairway; total area now ~3,200 sq. ft.
All-New Systems: Plumbing, electrical, and HVAC replaced in entirety.
Custom Interior Finishes: New hardwood and tile floors, crown molding, and bespoke cabinetry throughout.
Modern Kitchen: Open-concept layout, new appliances, custom lighting, and premium fixtures.
Exterior Renewal: New porch railing system, back-porch addition, dual-pane windows, and full paint/stain restoration.
The property is currently being submitted for inclusion on the National Historic Registry, opening eligibility for future grants and tax incentives.
Results will vary based on operator skill and effort. The business model, location, and restoration are already in place — what determines success is how well the new owners execute the vision. For motivated, hospitality-minded operators, the financial and lifestyle upside can be substantial.
A visionary couple could take this turnkey property and, over the next two years, build out the full destination experience — complete the garden, add lake-day packages with boats, and introduce themed Model T tours. With these enhancements and two full years of operating history, the business could easily justify a resale value of $1.1 million+, or continue producing $180K–$200K in annual net income as a lifestyle operation.
Just seven minutes from the lake, this beautifully restored Prairie-style Victorian blends historic charm with modern performance. Designed as both a timeless residence and a ready-to-launch Bed & Breakfast, Airbnb, or boutique retreat, the property invites guests to step into the past while enjoying every modern amenity.
Comprehensive SBA loan package included — complete with business plan, financial projections, and lender-ready documentation. Perfect for qualified buyers seeking fast approval.
Option 1: Purchase (SBA 7(a) Loan)
Purchase Price: ~$695,000
Estimated Startup & Furnishings: ~$100,000
Total Project: ~$795,000
Down Payment (10%): ~$80,000
Estimated Monthly Payment: $5,500–$6,200
At 70% occupancy (4 rooms @ $170/night):
• Gross Room Income: ~$14,280/month
• Total Estimated Net Profit After Loan: ~$4,000–$5,000/month
Highlights:
• Long-term equity growth.
• One blended SBA loan covers real estate + startup.
• Strong cash flow and low occupancy breakeven (~45%).
Option 2: Lease-to-Operate (SBA Startup Loan)
Monthly Rent to Owner: $3,500
SBA Startup Loan: $200,000 @ ~10% (10 years)
Monthly Loan Payment: ~$2,650
Total Fixed Overhead: ~$6,150/month
Down Payment (10%): ~$20,000
Average Monthly Net Income (after costs): ~$17,000–18,000
Less Rent & Loan: ~$6,150
Estimated Monthly Profit: ~$10,800–11,800
Annual Profit Potential: $130K–150K+
Highlights:
• Long-term equity growth.
• One blended SBA loan covers real estate + startup.
• Strong cash flow and low occupancy breakeven (~45%)
This is more than a home — it’s a destination experience. Picture guests arriving to soft period music, hosts in turn-of-the-century attire, and optional lake-day adventures: guided fishing, scenic boat rides with curated picnics, or even horse-drawn carriage rides. Add a restored Model T for nostalgic tours and themed weekends that make this one of Oklahoma’s most unique stays.
Restoration Highlights
The property has undergone a complete architectural and structural transformation led by licensed professionals:
Architect, Engineer & Designer Team: Full redesign and expansion completed with engineering oversight.
Structural Integrity: All framing reinforced or replaced; porch columns rebuilt in precast stone for longevity.
New Attic Suite: Two bedrooms and a full bath added via a custom stairway; total area now ~3,200 sq. ft.
All-New Systems: Plumbing, electrical, and HVAC replaced in entirety.
Custom Interior Finishes: New hardwood and tile floors, crown molding, and bespoke cabinetry throughout.
Modern Kitchen: Open-concept layout, new appliances, custom lighting, and premium fixtures.
Exterior Renewal: New porch railing system, back-porch addition, dual-pane windows, and full paint/stain restoration.
The property is currently being submitted for inclusion on the National Historic Registry, opening eligibility for future grants and tax incentives.
Results will vary based on operator skill and effort. The business model, location, and restoration are already in place — what determines success is how well the new owners execute the vision. For motivated, hospitality-minded operators, the financial and lifestyle upside can be substantial.
About the Property
- Type
- Other Business Real Estate
- Building Status
- Established
- Facilities & Assets
- Built in 1905, this Victorian home is a rare blend of turn-of-the-century craftsmanship and modern comfort. Fully renovated and remodeled inside and out with all new mechanical systems (plumbing, electrical, HVAC), it offers peace of mind for decades to come. A professional interior designer guided the restoration, bringing historic character to life with tasteful, modern updates that make the property both timeless and turnkey.
- Location Description
- Nestled in a charming small town known for its fully restored historic homes, this property sits in the heart of a neighborhood rich with character and pride of ownership. Three other restored historic homes are located on the same block, creating a unique streetscape that feels like stepping back in time. The town attracts visitors seeking authentic historic charm.
- Current and Prior Use
- Originally built in 1905 as a private residence, the home has been fully restored and updated inside and out. It is currently positioned for use as a Bed & Breakfast, Airbnb, or boutique retreat, while still suitable as a private residence.
- Year Built
- 1925
About the Sale
- Furniture, Fixings and Equipment
- Included in Asking Price
- Current Property Expenses
- Property Taxes: ~$7,000/year (estimate, confirm exact) Insurance: ~$3,500/year (historic home + business use) Utilities: ~$450/month = $5,400/year Maintenance & Upkeep: ~$8,000/year (historic property reserve) Total Current Expenses: ~$25,000/year
Listing Info
- ID:
- 2402857
- Listing Views:
- 157
Listing ID: 2402857 The information on this listing has been provided by either the seller or a business broker representing the seller. BizQuest has no interest or stake in the sale of this business and has not verified any of the information and assumes no responsibility for its accuracy, veracity, or completeness. See our full Terms of Use. Learn how to avoid scams.


