Historic Victorian Home: Seller Financing
Property Description
Growth Potential:
A visionary couple or experienced hospitality operator could take this turnkey property and, over the next two years, build out a full destination experience — completing the garden, adding curated lake-day packages with boats, and introducing themed Model T tours. With thoughtful execution and two full years of operating history, the business could justify a resale valuation of $1.1M+, or continue producing $180K–$200K in annual net income as a lifestyle hospitality operation.
Just seven minutes from the lake, this beautifully restored Prairie-style Victorian blends historic charm with modern performance. Designed as both a timeless residence and a ready-to-launch Bed & Breakfast, Airbnb, or boutique retreat, the property invites guests to step into the past while enjoying every modern amenity.
Seller Financing Available (Qualified Buyers)
Seller will consider carrying a first-position note for qualified buyers seeking speed, certainty, and reduced bank friction. This structure is designed for experienced operators who value predictable payments and a clean, professional transaction.
Proposed Financing Structure:
Purchase Price: $695,000
Minimum Down Payment: 25%
Interest Rate: 9% fixed
Amortization: 30 years
Balloon: 2–5 years
Third-Party Loan Servicing & Standard Protections
Estimated Monthly Payment (P&I): ~$4,200
Estimated Taxes & Insurance: ~$900/month (based on current figures)
This seller-financed structure eliminates appraisal risk, lender delays, and excessive bank fees while providing clarity and certainty to both parties. Cash buyers are also welcome.
Destination Experience Vision
This is more than a home — it’s a destination. Imagine guests arriving to soft period music, hosts in turn-of-the-century attire, and optional curated experiences: lake-day picnics, guided fishing excursions, scenic boat rides, or nostalgic Model T tours. With thoughtful branding and execution, this property could become one of Oklahoma’s most distinctive boutique hospitality offerings.
Restoration Highlights
The property has undergone a complete architectural and structural transformation led by licensed professionals:
Architect, Engineer & Designer Team: Full redesign and expansion with engineering oversight
Structural Integrity: All framing reinforced or replaced; porch columns rebuilt in precast stone
New Attic Suite: Two bedrooms and a full bath added via custom stairway; total area ~3,200 sq. ft.
All-New Systems: Plumbing, electrical, and HVAC fully replaced
Custom Interior Finishes
New hardwood and tile floors
Crown molding and custom cabinetry
Open-concept modern kitchen with premium appliances and fixtures
Exterior Renewal
New porch railing system
Back-porch addition
Dual-pane windows
Full exterior paint and stain restoration
The property can be submitted for inclusion on the National Historic Registry, opening eligibility for future grants and tax incentives.
Final Note
Results will vary based on operator skill and effort. The location, restoration, and business model are already in place — success is determined by execution. For motivated, hospitality-minded operators, the financial, lifestyle, and legacy upside can be substantial.
A visionary couple or experienced hospitality operator could take this turnkey property and, over the next two years, build out a full destination experience — completing the garden, adding curated lake-day packages with boats, and introducing themed Model T tours. With thoughtful execution and two full years of operating history, the business could justify a resale valuation of $1.1M+, or continue producing $180K–$200K in annual net income as a lifestyle hospitality operation.
Just seven minutes from the lake, this beautifully restored Prairie-style Victorian blends historic charm with modern performance. Designed as both a timeless residence and a ready-to-launch Bed & Breakfast, Airbnb, or boutique retreat, the property invites guests to step into the past while enjoying every modern amenity.
Seller Financing Available (Qualified Buyers)
Seller will consider carrying a first-position note for qualified buyers seeking speed, certainty, and reduced bank friction. This structure is designed for experienced operators who value predictable payments and a clean, professional transaction.
Proposed Financing Structure:
Purchase Price: $695,000
Minimum Down Payment: 25%
Interest Rate: 9% fixed
Amortization: 30 years
Balloon: 2–5 years
Third-Party Loan Servicing & Standard Protections
Estimated Monthly Payment (P&I): ~$4,200
Estimated Taxes & Insurance: ~$900/month (based on current figures)
This seller-financed structure eliminates appraisal risk, lender delays, and excessive bank fees while providing clarity and certainty to both parties. Cash buyers are also welcome.
Destination Experience Vision
This is more than a home — it’s a destination. Imagine guests arriving to soft period music, hosts in turn-of-the-century attire, and optional curated experiences: lake-day picnics, guided fishing excursions, scenic boat rides, or nostalgic Model T tours. With thoughtful branding and execution, this property could become one of Oklahoma’s most distinctive boutique hospitality offerings.
Restoration Highlights
The property has undergone a complete architectural and structural transformation led by licensed professionals:
Architect, Engineer & Designer Team: Full redesign and expansion with engineering oversight
Structural Integrity: All framing reinforced or replaced; porch columns rebuilt in precast stone
New Attic Suite: Two bedrooms and a full bath added via custom stairway; total area ~3,200 sq. ft.
All-New Systems: Plumbing, electrical, and HVAC fully replaced
Custom Interior Finishes
New hardwood and tile floors
Crown molding and custom cabinetry
Open-concept modern kitchen with premium appliances and fixtures
Exterior Renewal
New porch railing system
Back-porch addition
Dual-pane windows
Full exterior paint and stain restoration
The property can be submitted for inclusion on the National Historic Registry, opening eligibility for future grants and tax incentives.
Final Note
Results will vary based on operator skill and effort. The location, restoration, and business model are already in place — success is determined by execution. For motivated, hospitality-minded operators, the financial, lifestyle, and legacy upside can be substantial.
About the Property
- Type
- Other Business Real Estate
- Building Status
- Established
- Facilities & Assets
- Built in 1905, this Victorian home is a rare blend of turn-of-the-century craftsmanship and modern comfort. Fully renovated and remodeled inside and out with all new mechanical systems (plumbing, electrical, HVAC), it offers peace of mind for decades to come. A professional interior designer guided the restoration, bringing historic character to life with tasteful, modern updates that make the property both timeless and turnkey.
- Location Description
- Nestled in a charming small town known for its fully restored historic homes, this property sits in the heart of a neighborhood rich with character and pride of ownership. Three other restored historic homes are located on the same block, creating a unique streetscape that feels like stepping back in time. The town attracts visitors seeking authentic historic charm.
- Current and Prior Use
- Originally built in 1905 as a private residence, the home has been fully restored and updated inside and out. It is currently positioned for use as a Bed & Breakfast, Airbnb, or boutique retreat, while still suitable as a private residence.
- Year Built
- 1925
About the Sale
- Furniture, Fixings and Equipment
- Included in Asking Price
- Current Property Expenses
- Property Taxes: ~$7,000/year (estimate, confirm exact) Insurance: ~$3,500/year (historic home + business use) Utilities: ~$450/month = $5,400/year Maintenance & Upkeep: ~$8,000/year (historic property reserve) Total Current Expenses: ~$25,000/year
Listing Info
- ID:
- 2402857
- Listing Views:
- 224
Listing ID: 2402857 The information on this listing has been provided by either the seller or a business broker representing the seller. BizQuest has no interest or stake in the sale of this business and has not verified any of the information and assumes no responsibility for its accuracy, veracity, or completeness. See our full Terms of Use. Learn how to avoid scams.


