This is an opportunity to acquire a well-established insurance agency with a little over $6 million in annual written premium and a proven book of business. The agency produces approximately $670,000 in gross annual revenue with normalized operating expenses of roughly $40,000 per month, resulting in ~$190,000 in annual cash flow before stepping in the door.

The business is fully operational and transferable, with established carrier relationships and documented systems in place. Revenue is recurring, supported by strong client retention and a stable renewal base, providing predictable cash flow and downside protection.

The agency operates in a desirable and growing Colorado market, offering immediate scale for a strategic buyer or a stable, cash-flowing platform for a financial acquirer. A buyer with existing infrastructure can unlock meaningful upside through marketing efficiencies, staffing leverage, and cross-sell opportunities, while maintaining continuity for clients and carriers.

The sale is driven by a strategic reallocation of capital and focus, not performance issues. The agency is being offered as a clean transaction, with full cooperation during transition to ensure smooth carrier approvals, client retention, and operational handoff.

This acquisition is well-suited for:
Independent or regional agencies seeking immediate premium growth
PE-backed platforms looking for a bolt-on acquisition
Financial buyers seeking a recession-resilient, recurring-revenue business