PRIME Farmers insurance Agency
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Profitable insurance agency for sale- Strong book, steady revenue
PRIME Farmers Insurance Agency - Profitable Opportunity in Monterey County
This established Farmers Insurance franchise presents an exceptional opportunity for an ambitious entrepreneur seeking a profitable insurance agency with proven performance. Located in Monterey County, California, this PRIME award-winning agency has demonstrated consistent profitability and growth over four consecutive years since its establishment in 2022.
Financial Performance:
- Annual Revenue: $330,779
- Cash Flow (SDE): $252,000
- Asking Price: $427,956
- Strong return on investment potential with solid cash flow margins
Business Highlights:
- PRIME agency award winner for 2025
- Outstanding 91% year-to-date client retention rate
- Multi-generational client relationships spanning 30+ years of combined agency retention
- Only Farmers Insurance location within the current city
- Easy-to-operate business model requiring minimal daily servicing
- Loyal customer base with high retention and consistent profitability
Operational Advantages:
- 600 square feet of professional office space
- Established franchise with comprehensive brand recognition
- Expansive insurance product appetite through Farmers Insurance
- Proven track record of steady revenue generation
- Minimal competition in immediate market area
Growth Potential:
The agency offers unlimited growth potential within the Farmers brand. With dedication to client service, strong communication, and responsive customer care, this business is positioned for continued expansion in a solid market environment.
Support & Financing:
- Owner will provide up to 6 months of transition support
- Farmers Insurance Federal Credit Union acquisition loans available
- Comprehensive training and ongoing support through established franchise system
This turnkey insurance agency represents an ideal opportunity for someone seeking an established business with proven profitability, exceptional client retention, and significant growth potential in the stable insurance industry. The combination of strong financials, loyal customer base, and exclusive market position makes this a compelling investment opportunity.
This established Farmers Insurance franchise presents an exceptional opportunity for an ambitious entrepreneur seeking a profitable insurance agency with proven performance. Located in Monterey County, California, this PRIME award-winning agency has demonstrated consistent profitability and growth over four consecutive years since its establishment in 2022.
Financial Performance:
- Annual Revenue: $330,779
- Cash Flow (SDE): $252,000
- Asking Price: $427,956
- Strong return on investment potential with solid cash flow margins
Business Highlights:
- PRIME agency award winner for 2025
- Outstanding 91% year-to-date client retention rate
- Multi-generational client relationships spanning 30+ years of combined agency retention
- Only Farmers Insurance location within the current city
- Easy-to-operate business model requiring minimal daily servicing
- Loyal customer base with high retention and consistent profitability
Operational Advantages:
- 600 square feet of professional office space
- Established franchise with comprehensive brand recognition
- Expansive insurance product appetite through Farmers Insurance
- Proven track record of steady revenue generation
- Minimal competition in immediate market area
Growth Potential:
The agency offers unlimited growth potential within the Farmers brand. With dedication to client service, strong communication, and responsive customer care, this business is positioned for continued expansion in a solid market environment.
Support & Financing:
- Owner will provide up to 6 months of transition support
- Farmers Insurance Federal Credit Union acquisition loans available
- Comprehensive training and ongoing support through established franchise system
This turnkey insurance agency represents an ideal opportunity for someone seeking an established business with proven profitability, exceptional client retention, and significant growth potential in the stable insurance industry. The combination of strong financials, loyal customer base, and exclusive market position makes this a compelling investment opportunity.
About the Business
- Years in Operation
- 4
- Employees
- 2 Part-time
- Franchise
- This business is an established Farmers Insurance Agency franchise
- Facilities & Assets
- There is a current lease that would be available to take over if desired. The total rent including triple net is $3400.
- Market Outlook / Competition
- The market is solid for Farmers insurance agencies. This location specifically, is the only one within it's current city location and is a PRIME agency award winner for 2025. Loyal client base with little to no servicing needed.Fantastic retention YTD ~91%.Expansive insurance appetite through Farmers insurance compared to other admitted companies.
- Opportunities for Growth
- Sky is the limit. With dedication to servicing clients, strong communication, and responsiveness as well, this agency will only continue to grow within the Farmers brand.
About the Sale
- Seller Motivation
- Seeking other opportunities.
- Transition Support
- I would remain available as long as the new proprietor would need, up to 6 months.
- Financing Options
- Farmers insurance Federal Credit Union Acquisition loans available
Listing Info
- ID
- 2476328
- Listing Views
Listing ID: 2476328 The information on this listing has been provided by either the seller or a business broker representing the seller. BizQuest has no interest or stake in the sale of this business and has not verified any of the information and assumes no responsibility for its accuracy, veracity, or completeness. See our full Terms of Use. Learn how to avoid scams.
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