Hot Listing
Fully Automated Online Lending Business
Start-Up Description
Own an online Payday lending site with minimal effort.
TURNKEY AUTOMATED ONLINE LENDING BUSINESS - LICENSING OPPORTUNITY
Established fintech company offers turnkey licensing opportunity for a fully automated payday lending platform. This is not a franchise but a complete business licensing model providing exclusive territorial rights and proprietary technology access.
BUSINESS OVERVIEW:
Launched in 2018, this proven lending platform utilizes advanced AI and machine learning technology that has successfully processed thousands of online loan applications. The business serves the substantial market of over 12 million Americans who utilize payday loans annually, addressing growing demand driven by economic pressures and rising cost of living.
TURNKEY LICENSING OPPORTUNITY:
Unlike traditional franchise models, this licensing structure provides complete business ownership with exclusive territorial protection. Licensees operate their own incorporated business using proprietary software and systems while maintaining full ownership and control.
AUTOMATED OPERATIONS INCLUDE:
• AI-powered loan application processing and approvals
• Automated marketing, SEO, and lead generation systems
• Payment processing for loan disbursements and collections
• 24/7 automated customer communications
• Professional customer support team provided
• Collections management and borrower relations
• Custom branded website and business identity
KEY ADVANTAGES:
• Exclusive geographic territory protection
• Complete automation eliminating hands-on management
• Remote operation capability from any location
• No brick-and-mortar requirements or associated costs
• Eliminates traditional staffing and security challenges
• Full small business ownership benefits and tax advantages
• No prior lending industry experience required
COMPREHENSIVE SUPPORT:
• Complete training on all system operations
• Full assistance obtaining required state lending licenses
• Ongoing technical and operational support
• Marketing support and automated lead generation
• Customer service team handling all borrower interactions
REGULATORY REQUIREMENTS:
Payday lending requires state-specific licensing with clean criminal background requirement. Complete licensing assistance and regulatory compliance guidance provided throughout the application and ongoing operations.
INVESTMENT:
Total Investment: $160,000
Includes software licensing rights, exclusive territory, training, setup, and ongoing platform access and support.
This licensing opportunity provides entry into the established payday lending industry through proven automation technology while maintaining complete business ownership and territorial exclusivity.
Established fintech company offers turnkey licensing opportunity for a fully automated payday lending platform. This is not a franchise but a complete business licensing model providing exclusive territorial rights and proprietary technology access.
BUSINESS OVERVIEW:
Launched in 2018, this proven lending platform utilizes advanced AI and machine learning technology that has successfully processed thousands of online loan applications. The business serves the substantial market of over 12 million Americans who utilize payday loans annually, addressing growing demand driven by economic pressures and rising cost of living.
TURNKEY LICENSING OPPORTUNITY:
Unlike traditional franchise models, this licensing structure provides complete business ownership with exclusive territorial protection. Licensees operate their own incorporated business using proprietary software and systems while maintaining full ownership and control.
AUTOMATED OPERATIONS INCLUDE:
• AI-powered loan application processing and approvals
• Automated marketing, SEO, and lead generation systems
• Payment processing for loan disbursements and collections
• 24/7 automated customer communications
• Professional customer support team provided
• Collections management and borrower relations
• Custom branded website and business identity
KEY ADVANTAGES:
• Exclusive geographic territory protection
• Complete automation eliminating hands-on management
• Remote operation capability from any location
• No brick-and-mortar requirements or associated costs
• Eliminates traditional staffing and security challenges
• Full small business ownership benefits and tax advantages
• No prior lending industry experience required
COMPREHENSIVE SUPPORT:
• Complete training on all system operations
• Full assistance obtaining required state lending licenses
• Ongoing technical and operational support
• Marketing support and automated lead generation
• Customer service team handling all borrower interactions
REGULATORY REQUIREMENTS:
Payday lending requires state-specific licensing with clean criminal background requirement. Complete licensing assistance and regulatory compliance guidance provided throughout the application and ongoing operations.
INVESTMENT:
Total Investment: $160,000
Includes software licensing rights, exclusive territory, training, setup, and ongoing platform access and support.
This licensing opportunity provides entry into the established payday lending industry through proven automation technology while maintaining complete business ownership and territorial exclusivity.
About the Business
- Facilities & Assets
- Online only
- Market Outlook / Competition
- The payday lending industry requires state licensing to legally lend funds. To obtain this this license, Applicants must have no prior criminal convictions.
About the Sale
- Transition Support
- Full training and support provided including full assistance with obtaining all necessary state licenses.
Listing Info
- ID
- 2210867
- Listing Views
- 8506
Listing ID: 2210867 The information on this listing has been provided by either the seller or a business broker representing the seller. BizQuest has no interest or stake in the sale of this business and has not verified any of the information and assumes no responsibility for its accuracy, veracity, or completeness. See our full Terms of Use. Learn how to avoid scams.

















